42440 Cascade Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42440 Cascade Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2023
Lot Size	0.185 acres (8,077 sqft)
Owner	Individual Name on File
Last Sale	$392,200 (Jun 2023)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`42-26-19-302-028`

Property Details

APN / Parcel Number

Primary APN	`42-26-19-302-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,263 sqft
Flooring	Covered

Exterior

Year Built	Built 2023
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,077 sqft (0.185 acres)
Driveway	Driveway
Driveway Area	408 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	42440 CASCADE DR
City	PUNTA GORDA
State	FL
Zip	33982-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BNR 001 0000 2395 BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2395 3279436
Legal Subdivision	BABCOCK RANCH
Legal Phase	1
Legal Lot Number	2395
Legal Unit	Y
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records · APN 42-26-19-302-028

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42440 CASCADE DR, PUNTA GORDA, FL 33982-2586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	3279436
Record Updated	Jun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 16, 2023
Property Address	42440 CASCADE DR, PUNTA GORDA, FL 33982-2586
Document Number	0003279436
Map Reference	MB 24 PG 20A-20Q
Instrument Date	Jun 12, 2023
Instrument	3279436
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$2,745.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42440 CASCADE DR, BABCOCK RANCH, FL 33982-2586

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (+39.85%) Homeowner's exemption	$333,092 (+1,111.73%)	$387,043 (+426.59%) Land $84,500 Building $302,543
2023	$3,132.00 (+29.37%)	$27,489 (+1%)	$73,500 (+194.12%) Land $73,500
2022	$2,421.00	$24,990 Land $24,990	$24,990 Land $24,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.