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4243 Cottagewood Ct, Excelsior, MN 55331 Property Records

Hennepin County property record for 4243 Cottagewood Ct, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 2,172 sqft · built 2019
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$425,255 (Dec 2019)
Tax Bill$5,016 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-117-24-24-0106

Property Details

APN / Parcel Number

Primary APN34-117-24-24-0106

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,172 sqft Living Area
Gross Area2,678 sqft
1st Floor Area945 sqft
2nd Floor Area1,227 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 6 ft wide
View / LotLake
Garage TypeAttached
Garage Area506 sqft
PorchOpen Porch
Deck Area212 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address4243 COTTAGEWOOD CT
CityEXCELSIOR
StateMN
Zip55331-2138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 007 BLOCK 013 B WOODLAND COVE SE60X125X90X132
Legal Range24
Legal Township117
Legal Section34
Legal Quarter24
Legal SubdivisionWOODLAND COVE
Legal Block13
Legal Lot Number7
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNETRISTA
Census Block Group2
Census Block2026
Census Tract27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4243 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · Conventional with PMI
WYNDHAM CAP MTG
Dec 30, 2019Warranty Deed, Subdivision Related Transfer · Conventional with PMI
M/L FIN'L LLC
May 8, 2018Grant Deed, Transfer
ATTORNEY ONLY
May 8, 2018Grant Deed, Transfer
TITLE RECORDING SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Prior SaleMay 8, 2018 · Amount on Record
Deed Document Number201910741068
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4243 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number0010835601
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4243 COTTAGEWOOD CT MINNETRISTA MN 553312138, MINNETRISTA, MN 55331-2138

Mortgage

Document Number0010835601
DateSep 9, 2020
Instrument10835601
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueSep 8, 2040

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateDec 30, 2019
Property Address4243 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number0010741068
Instrument DateDec 30, 2019
Instrument10741068
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2020
Title CompanyTRANSOHIO RESIDENTIAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,445.87
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4243 COTTAGEWOOD CT MINNETRISTA MN 553312138, MINNETRISTA, MN 55331-2138

Mortgage

Document Number10741069
DateDec 30, 2019
Instrument10741069
Lender
NameM/L FIN'L LLC
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateMay 8, 2018
Property Address4243 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number0005528878
Instrument DateApr 24, 2018
Instrument5528878
Transaction TypeTransfer
Record UpdatedMay 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15,229.55
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965
InvestorPossibly a Property Investor

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateMay 8, 2018
Property Address4243 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number0010551446
Instrument DateApr 24, 2018
Instrument10551446
Transaction TypeTransfer
Record UpdatedMay 22, 2018
Title CompanyTITLE RECORDING SERVICES

Transaction

AmountAmount Recorded
Tax$15,229.55
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinnetrista City
Unified School DistrictWestonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,016.00 (+18.25%)$517,900 (+2.96%) Land $126,000 Building $391,900$517,900 (+2.96%) Land $126,000 Building $391,900
2023$4,242.00
2022$503,000 Land $137,000 Building $366,000$503,000 Land $137,000 Building $366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinnetrista
serves 5,888 people · EPA ID MN1270036
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.71 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Midco
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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