4268 Cottagewood Ct, Excelsior, MN 55331 Property Records

Hennepin County property record for 4268 Cottagewood Ct, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,320 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$484,900 (Nov 2020)
Tax Bill	$5,921 (2025)
Deeds & Mortgages	Apr 2024 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0091`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0091`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	1,093 sqft
2nd Floor Area	1,227 sqft
Basement Area	857 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	123 ft deep x 5.4 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	529 sqft
Porch	Open Porch
Porch Area	186 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4268 COTTAGEWOOD CT
City	EXCELSIOR
State	MN
Zip	55331-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 065 BLOCK 012 B WOODLAND COVE NE54X123X72X122
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	12
Legal Lot Number	65
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2007
Census Tract	27703

Owner

4268 Cottagewood Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4268 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Limited Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
May 23, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Oct 6, 2015 · Amount on File
Deed Document Number	202010876199
Record Updated	Sep 20, 2026

April 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 10, 2024
Property Address	4268 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0A11275986
Instrument Date	Apr 8, 2024
Instrument	A11275986
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4268 COTTAGEWOOD CT, MINNETRISTA, MN 55331-2138

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 24, 2020
Property Address	4268 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0010876199
Instrument Date	Nov 6, 2020
Instrument	10876199
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4268 COTTAGEWOOD CT MINNETRISTA MN 553312138, MINNETRISTA, MN 55331-2138

Mortgage

Document Number	10876200
Date	Nov 24, 2020
Instrument	10876200

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4268 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0010560087
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4268 COTTAGEWOOD CT MINNETRISTA MN 553312138, MINNETRISTA, MN 55331-2138

Mortgage

Document Number	0010560087
Date	Jun 5, 2018
Instrument	10560087

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4268 Cottagewood Ct was $5,921.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,921.00	$595,000 Land $126,000 Building $469,000	$595,000 Land $126,000 Building $469,000
2023	$4,899.00 Homeowner's exemption
2022		$567,000 Land $137,000 Building $430,000	$567,000 Land $137,000 Building $430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4268 Cottagewood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4268 Cottagewood Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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