4272 Cottagewood Ct, Excelsior, MN 55331 Property Records

Hennepin County property record for 4272 Cottagewood Ct, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$351,820 (Mar 2016)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-117-24-24-0090`

Property Details

APN / Parcel Number

Primary APN	`34-117-24-24-0090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,073 sqft
2nd Floor Area	1,231 sqft
Basement Area	994 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	122 ft deep x 5.2 ft wide
Garage Type	Attached
Garage Area	516 sqft
Porch	Open Porch
Porch Area	168 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4272 COTTAGEWOOD CT
City	EXCELSIOR
State	MN
Zip	55331-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 064 BLOCK 012 B WOODLAND COVE NE52X122X87X122
Legal Range	24
Legal Township	117
Legal Section	34
Legal Quarter	24
Legal Subdivision	WOODLAND COVE
Legal Block	12
Legal Lot Number	64
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2007
Census Tract	27703

Owner

4272 Cottagewood Ct is owned and occupied by two individuals who bought it in March 2016.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4272 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Deed Document Number	201610296123
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4272 COTTAGEWOOD CT, EXCELSIOR, MN 55331-2138
Document Number	0010766235
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4272 COTTAGEWOOD CT EXCELSIOR MN 553312138, EXCELSIOR, MN 55331-2138

Mortgage

Document Number	0010766235
Date	Mar 16, 2020
Instrument	10766235

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4272 Cottagewood Ct was $5,262.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,262.00	$538,900 Land $126,000 Building $412,900	$538,900 Land $126,000 Building $412,900
2023	$4,386.00 Homeowner's exemption
2022		$517,000 Land $137,000 Building $380,000	$517,000 Land $137,000 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4272 Cottagewood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4272 Cottagewood Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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