Oakland County property record for 4240 Collins Rd, Rochester, MI 48306
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,288 sqft · built 1989 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2024) |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-28-253-022 |
| Primary APN | N-10-28-253-022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,288 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Basement Area | 1,071 sqft |
| Unfinished Basement | 1,071 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Area | 1,340 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 414 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 122 sqft |
| Deck Area | 45 sqft |
| Patio Area | 869 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 4240 COLLINS RD |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 28 GRAMPIAN HILLS SUB LOTS 106, 107 & 108, ALSO ALL OF LOTS 125, 126 & 127 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 28 |
| Legal Subdivision | GRAMPIAN HILLS SUB |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 190500 |
4240 Collins Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31538 MADISON AVE, MADISON HEIGHTS, MI 48071-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on File |
| Deed Sale | Jun 24, 2024 · Amount on File |
| Deed Document Number | 202469784 |
| Deed Book / Page | 59443 / 450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4240 COLLINS RD, ROCHESTER, MI 48306-1616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4240 COLLINS RD, ROCHESTER, MI 48306-1616 |
| Document Number | 0000049737 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 55769/632 |
| Instrument | 49737 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4240 COLLINS RD, ROCHESTER, MI 48306-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047418 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 53928/140 |
| Instrument | 47418 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4240 COLLINS RD, ROCHESTER, MI 48306-1616 |
| Document Number | 0000162384 |
| Book / Page | 051019 / 000518 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4240 COLLINS RD ROCHESTER MI 483061616, ROCHESTER, MI 48306-1616 |
| Document Number | 0000162384 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 051019/000518 |
| Instrument | 162384 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2047 |
The 2025 property tax bill for 4240 Collins Rd was $4,370 with a homeowner's exemption, down 1.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (-1.84%) Homeowner's exemption | $272,750 | $545,500 |
| 2024 | $4,452.00 | ||
| 2023 | $294,280 | $588,560 | |
| 2021 | $3,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4240 Collins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4240 Collins Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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