Oakland County property record for 4245 Collins Rd, Rochester, MI 48306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,338 sqft · built 1952 |
| Lot Size | 7.17 acres (312,325 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $725,000 (Nov 2020) |
| Tax Bill | $8,998 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-28-226-007 |
| Primary APN | N-10-28-226-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,338 sqft Living Area |
| 1st Floor Area | 3,615 sqft |
| Basement Area | 2,061 sqft |
| Unfinished Basement | 2,061 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 312,325 sqft (7.17 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 151 sqft |
| Deck Area | 965 sqft |
| Patio Area | 1,595 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4245 COLLINS RD |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 28 PART OF E 1/2 OF NE 1/4 BEG AT PT DIST S 00-15-46 W 1255 FT FROM NE SEC COR, TH S 00-15-46 W 312.67 FT, TH S 89-15-00 W 678.43 FT, TH N 162.67 FT, TH S 89-15-23 W 700 FT, TH N ALG CEN OF RD 150 FT, TH N 89-15-23 E 1379.87 FT TO BEG |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 28 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 190500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 12, 2024 | Intrafamily Transfer, Transfer |
| May 2, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 13, 2020 | Warranty Deed, Transfer DEVON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Aug 29, 2012 · Amount on Record |
| Deed Document Number | 2020238968 |
| Deed Book / Page | 55168 / 140 |
| Prior Transfer Date | Jan 24, 2008 |
| Prior Transfer Doc | 0000023697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 12, 2024 |
| Property Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Document Number | 0000024049 |
| Book / Page | 59214 / 794 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 24049 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4245 OOLLINS ROAD, ROCHESTER, MI 48306 |
| Document Number | 0000375566 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 57733/26 |
| Instrument | 375566 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000165943 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 52253/00831 |
| Instrument | 165943 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 13, 2020 |
| Property Address | 4245 COLLINS RD, ROCHESTER, MI 48306-1617 |
| Document Number | 0000238968 |
| Book / Page | 55168 / 140 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 238968 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4245 COLLINS RD, 4245, ROCHESTER, MI 48306-1617 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 856 SPARTAN DR, ROCHESTER HILLS, MI 48309-2529 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,998.00 (-33.02%) Homeowner's exemption | $593,090 (+11.29%) | $1,186,180 (+11.29%) |
| 2024 | $13,434.00 (+14.71%) | ||
| 2023 | $532,910 | $1,065,820 | |
| 2021 | $11,711.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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