Oakland County property record for 4075 Collins Rd, Rochester, MI 48306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1965 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jun 2019) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-28-226-002 |
| Primary APN | N-10-28-226-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 1,706 sqft |
| Unfinished Basement | 1,706 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 73,616 sqft (1.69 acres) |
| Terrain | Rolling |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4075 COLLINS RD |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 28 PART OF NE 1/4 BEG AT PT DIST S 89-59-25 W 985.63 FT & S 230 FT FROM NE SEC COR, TH S 200 FT, TH S 89-59-25 W 400 FT, TH N 200 FT, TH N 89-59-25 E 400 FT TO BEG 1.84 A N365A-4 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 28 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 190500 |
4075 Collins Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on File |
| Deed Sale | Jun 12, 2019 · Amount on File |
| Prior Sale | Jul 13, 2012 · Amount on File |
| Deed Document Number | 201991090 |
| Deed Book / Page | 52918 / 99 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Document Number | 20250148965 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 60734/881 |
| Instrument | 20250148965 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000193743 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 51193/00572 |
| Instrument | 193743 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000135615 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 54489/39 |
| Instrument | 135615 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Document Number | 0000091090 |
| Book / Page | 52918 / 00099 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 91090 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4075 COLLINS RD, 4075, ROCHESTER, MI 48306-1613 |
| Name | Verified Name |
|---|---|
| Address | 4075 COLLINS RD, ROCHESTER, MI 48306-1613 |
| Document Number | 0000091091 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 91091 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 4075 Collins Rd was $2,673 with a homeowner's exemption, down 33% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,673.00 (-33.01%) Homeowner's exemption | $178,420 | $356,840 |
| 2024 | $3,990.00 | ||
| 2023 | $158,080 | $316,160 | |
| 2021 | $3,504.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4075 Collins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4075 Collins Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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