424 Smith Cir, Matthews, NC 28104 Property Records

Union County property record for 424 Smith Cir, Matthews, NC 28104 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1973
Square Footage	1,475 sqft Living Area
Lot Size	19,646 sqft (0.451 acres)
Garage	Detached, 884 sqft
Occupancy	Owner Occupied
Tax Bill	$1,166.00 (2025)

Owner

Source: Union County records · APN 07-126-088

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 SMITH CIR, MATTHEWS, NC 28104-4989
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	424 SMITH CIR, MATTHEWS, NC 28104-4989
Transaction Type	Mortgage
Record Updated	Dec 02, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SMITH CIR, STALLINGS, NC 28104-4989

Mortgage

Document Number	0008669610
Date	Mar 10, 2023
Book Page	8669/610
Instrument	5532

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+13.2%)	$328,400 (+39.98%) Land $66,000 Building $262,400	$328,400 (+39.98%) Land $66,000 Building $262,400
2023	$1,030.00	$234,600 Land $38,200 Building $196,400	$234,600 Land $38,200 Building $196,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-126-088`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,475 sqft Living Area
1st Floor	1,475 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Composition Shingle Roof
Lot Area	19,646 sqft (0.451 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	884 sqft Garage
Porch	1 Porch
Porch Area	294 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	424 SMITH CIR
City	MATTHEWS
State	NC
Zip	28104-4989
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#9 SECT I STALLINGS PARK 00424 SMITH CIRCLE 00424 SMITH CIR
Legal Subdivision	STALLINGS PARK
Jurisdiction	UNION NC
Minor Civil Division	VANCE
Census Blockgroup	1
Census Block	1062
Census Tract	20312