406 Smith Cir, Matthews, NC 28104 Property Records

Union County property record for 406 Smith Cir, Matthews, NC 28104 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleRanch
Year BuiltBuilt 1971
Square Footage1,300 sqft Living Area
Lot Size18,687 sqft (0.429 acres)
Last Sale$310,000 (2024)
Tax Bill$1,943.00 (2025)

Owner

Source: Union County records · APN 07-126-091

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 HOLLY DR, BELMONT, NC 28012-2331
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2024Warranty Deed, Transfer · Conventional Mortgage
TJC MORTGAGE INC
Jul 06, 2018Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2024 · Amount on Record
Deed SaleJan 19, 2024 · Amount on Record
Prior SaleJul 06, 2018 · Amount on Record
Deed Doc Number20241174
Deed Book / Page884 / 357
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 19, 2024
Property Address406 SMITH CIR, MATTHEWS, NC 28104-4989
Document Number0008841357
Book / Page8841 / 357
Map ReferenceMB 6 PG 85
Instrument DateJan 19, 2024
Instrument1174
Transaction TypeTransfer
Record UpdatedFeb 01, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address501 MAIN ST, MATTHEWS, NC 28105-5670

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 HOLLY DR, BELMONT, NC 28012-2331

Mortgage

Document Number0008841359
DateJan 19, 2024
Book Page8841/359
Instrument1175
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 06, 2018
Property Address406 SMITH CIR, MATTHEWS, NC 28104-4989
Document Number0007190760
Book / Page7190 / 760
Map ReferenceMB 6 PG 85
Instrument DateJul 05, 2018
Instrument0018603
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyMASTER TITLE AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2522 DAVIDSON AVE, 2522, BRONX, NY 10468-4262

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 SMITH CIR, MATTHEWS, NC 28104-4989

Mortgage

Document Number0000018604
DateJul 06, 2018
Instrument0018604
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityStallings Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,943.00 (+34%)$280,300 (+66.45%) Land $65,500 Building $214,800$280,300 (+66.45%) Land $65,500 Building $214,800
2023$1,450.00$168,400 Land $37,900 Building $130,500$168,400 Land $37,900 Building $130,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-126-091

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,300 sqft Living Area
1st Floor1,300 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof MaterialComposition Shingle Roof
Lot Area18,687 sqft (0.429 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address406 SMITH CIR
CityMATTHEWS
StateNC
Zip28104-4989
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#12 STALLINGS PARK PB6-85
Legal SubdivisionSTALLINGS PARK
Legal Lot Number12
JurisdictionUNION NC
Minor Civil DivisionVANCE
Census Blockgroup1
Census Block1062
Census Tract20312

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