Union County property record for 418 Smith Cir, Matthews, NC 28104 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,375 sqft Living Area |
| Lot Size | 19,036 sqft (0.437 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2024) |
| Tax Bill | $2,213.00 (2025) |
Source: Union County records · APN 07-126-089
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 SMITH CIR, MATTHEWS, NC 28104-4989 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 03, 2019 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Jun 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Oct 06, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Oct 06, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Feb 20, 2002 · Amount on Record |
| Deed Doc Number | 20241882 |
| Deed Book / Page | 8845 / 783 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 29, 2024 |
| Property Address | 418 SMITH CIR, MATTHEWS, NC 28104-4989 |
| Document Number | 0008845783 |
| Book / Page | 8845 / 783 |
| Map Reference | MB 6 PG 85 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 1882 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1499 LITTLE BOWEN RD, NIANGUA, MO 65713-8565 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 418 SMITH CIR, STALLINGS, NC 28104-4989 |
| Document Number | 0000001883 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 1883 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 418 SMITH CIR, STALLINGS, NC 28104-4989 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007407823 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 7407/823 |
| Instrument | 0018981 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 933 Months |
| Due | Apr 24, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.32% |
| Type Change Date | Jul 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 418 SMITH CIR, STALLINGS, NC 28104-4989 |
| Document Number | 7407837 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 418 SMITH CIR MATTHEWS NC 281044989, MATTHEWS, NC 28104-4989 |
| Document Number | 7407837 |
|---|---|
| Date | Jul 03, 2019 |
| Book Page | 007407/000837 |
| Instrument | 18982 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | Jul 02, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.32% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 418 SMITH CIR, STALLINGS, NC 28104-4989 |
| Document Number | 7041351 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 418 SMITH CIR MATTHEWS NC 281044989, MATTHEWS, NC 28104-4989 |
| Document Number | 7041351 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 007041/000351 |
| Instrument | 31527 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 418 SMITH CIR, STALLINGS, NC 28104-4989 |
| Document Number | 7041358 |
| Instrument Date | Oct 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | REGISTER SETTLEMENT AND ESCROW S, TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 418 SMITH CIR MATTHEWS NC 281044989, MATTHEWS, NC 28104-4989 |
| Document Number | 7041358 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 007041/000358 |
| Instrument | 31528 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,213.00 (+105.86%) | $320,700 (+42.28%) Land $65,700 Building $255,000 | $320,700 (+42.28%) Land $65,700 Building $255,000 |
| 2023 | $1,075.00 | $225,400 Land $38,000 Building $187,400 | $225,400 Land $38,000 Building $187,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 3% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-126-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,375 sqft Living Area |
| 1st Floor | 1,375 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,036 sqft (0.437 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 418 SMITH CIR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4989 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #10 STALLINGS PARK PB6 PG85 |
| Legal Subdivision | STALLINGS PARK |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NC |
| Minor Civil Division | VANCE |
| Census Blockgroup | 1 |
| Census Block | 1062 |
| Census Tract | 20312 |
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