424 Saddlebrook Dr, Linden, MI 48451 Property Records

Genesee County property record for 424 Saddlebrook Dr, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 2020
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$248,990 (Apr 2021)
Tax Bill	$7,542 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-21-651-032`

Property Details

APN / Parcel Number

Primary APN	`61-21-651-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	790 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	146 ft deep x 85 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 SADDLEBROOK DR
City	LINDEN
State	MI
Zip	48451-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	UNIT 32 SADDLEBROOK FARMS (03) FR 6121300023
Legal Subdivision	SADDLEBROOK FAMRS SITE CONDOMINIUM
Legal Unit	32
Jurisdiction	GENESEE MI
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2018
Census Tract	13113

Owner

424 Saddlebrook Dr is owned and occupied by an individual who bought it in April 2021.

Source: Genesee County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage INSPIRE HOME LOANS INC
Sep 1, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2021 · Amount on File
Deed Sale	Apr 8, 2021 · Amount on File
Prior Sale	Feb 7, 2019 · Amount on File
Deed Document Number	202137416
Prior Transfer Date	May 19, 2010
Prior Transfer Doc	0000049804
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019240
Date	Mar 22, 2021
Instrument	202103220019240

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145

Mortgage

Document Number	0000059619
Date	Sep 1, 2022
Instrument	202209010059619

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 8, 2021
Property Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145
Document Number	0000037416
Map Reference	DOC 200201100002511
Instrument Date	Mar 5, 2021
Instrument	202104080037416
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,141.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 SADDLEBROOK DR, LINDEN, MI 48451-9145

Tax Assessment & Valuation

The 2025 property tax bill for 424 Saddlebrook Dr was $7,542 with a homeowner's exemption, down 4.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Linden City
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,300 (+4.58%) Land $27,500 Building $136,800	$328,600 (+4.58%) Land $55,000 Building $273,600
2025	$7,542.00 (-4.88%) Homeowner's exemption	$157,100	$314,200
2024	$7,929.00
2023		$132,400	$264,800
2021	$2,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDEN serves 4,150 people · EPA ID MI0003890
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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