414 Saddlebrook Dr, Linden, MI 48451 Property Records

Genesee County property record for 414 Saddlebrook Dr, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 2017
Lot Size	0.262 acres (11,413 sqft)
Owner	Individual Name on File
Tax Bill	$5,996 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`61-21-651-031`

Property Details

APN / Parcel Number

Primary APN	`61-21-651-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	136 ft deep x 84 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 SADDLEBROOK DR
City	LINDEN
State	MI
Zip	48451-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	UNIT 31 SADDLEBROOK FARMS (03) FR 6121300023
Legal Subdivision	SADDLEBROOK FARMS
Legal Unit	31
Jurisdiction	GENESEE MI
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2018
Census Tract	13113

Owner

414 Saddlebrook Dr is owned and occupied by an individual who acquired it in October 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Oct 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Jun 30, 2017	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L
Feb 11, 2017	Warranty Deed, Transfer · Line of Credit ALLEN EDWIN HOME BUILDERS LLC
Feb 10, 2017	Grant Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020
Deed Sale	Oct 2, 2020
Prior Sale	Feb 11, 2017 · Amount on File
Deed Document Number	202067900
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0000067900
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000350
Date	Jan 3, 2020
Instrument	202001030000350

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 2, 2020
Property Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Document Number	0000067900
Map Reference	DOC 20020110002511
Instrument Date	Sep 24, 2020
Instrument	202010020067900
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145

Mortgage

Document Number	0000067901
Date	Oct 2, 2020
Instrument	202010020067901

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Document Number	0000048567
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1311 PEACHWOOD DR FLINT MI 485075629, FLINT, MI 48507-5629

Mortgage

Document Number	0000048567
Date	Jul 8, 2017
Instrument	48567

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 11, 2017
Property Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Document Number	0000008330
Instrument Date	Jan 6, 2017
Instrument	8330
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1311 PEACHWOOD DR FLINT MI 485075629, FLINT, MI 48507-5629

Mortgage

Document Number	8331
Date	Feb 11, 2017
Instrument	8331

Lender

Name	ALLEN EDWIN HOME BUILDERS LLC
Address	2186 E CENTRE ST, PORTAGE, MI 49002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 10, 2017
Property Address	414 SADDLEBROOK DR, LINDEN, MI 48451-9145
Document Number	0000007897
Instrument Date	Jan 6, 2017
Instrument	7897
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$189.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2186 E CENTRE ST PORTAGE MI 49002, PORTAGE, MI 49002

Tax Assessment & Valuation

The 2025 property tax bill for 414 Saddlebrook Dr was $5,996 with a homeowner's exemption, up 1.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Linden City
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,700 (+5.2%) Land $27,500 Building $132,200	$319,400 (+5.2%) Land $55,000 Building $264,400
2025	$5,996.00 (+1.85%) Homeowner's exemption	$151,800	$303,600
2024	$5,887.00
2023		$124,100	$248,200
2021	$4,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDEN serves 4,150 people · EPA ID MI0003890
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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