394 Saddlebrook Dr, Linden, MI 48451 Property Records

Genesee County property record for 394 Saddlebrook Dr, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 2019
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Apr 2026)
Tax Bill	$6,842 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`61-21-651-029`

Property Details

APN / Parcel Number

Primary APN	`61-21-651-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,792 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	121 ft deep x 83.5 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	394 SADDLEBROOK DR
City	LINDEN
State	MI
Zip	48451-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	UNIT 29 SADDLEBROOK FARMS (03) FR 6121300023
Legal Subdivision	SADDLEBROOK FARMS
Legal Unit	29
Jurisdiction	GENESEE MI
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2018
Census Tract	13113

Owner

394 Saddlebrook Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1901 BIG BND, 203, ORION, MI 48359-1274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 17, 2019	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Nov 6, 2018	Quit Claim Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY
Sep 4, 2018	Grant Deed, Transfer DEVON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Oct 3, 2024 · Amount on File
Deed Document Number	202612164
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	0000057823
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039008
Date	May 12, 2022
Instrument	202205120039008

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 7, 2026
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Document Number	0000012164
Instrument Date	Apr 6, 2026
Instrument	202612164
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295,237.14
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011797,
Date	Apr 7, 2026
Instrument	2026611797

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 18, 2020
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Document Number	0000057823
Instrument Date	Aug 12, 2020
Instrument	57823
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	394 SADDLEBROOK DR LINDEN MI 484519144, LINDEN, MI 48451-9144

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 17, 2019
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Document Number	201912170077209
Map Reference	DOC 20020110-0002511
Instrument Date	Nov 25, 2019
Instrument	201912170077209
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16183 PINE LAKE FOREST DR, LINDEN, MI 48451-9093

Mortgage

Document Number	201912170077210
Date	Dec 17, 2019
Instrument	201912170077210

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 6, 2018
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Document Number	0000096603
Instrument Date	Sep 30, 2018
Instrument	96603
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2186 E CENTRE AVE PORTAGE MI 490024420, PORTAGE, MI 49002-4420

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 4, 2018
Property Address	394 SADDLEBROOK DR, LINDEN, MI 48451-9144
Document Number	0000085121
Instrument Date	Aug 27, 2018
Instrument	85121
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$197.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2186 E CENTRE AVE PORTAGE MI 490024420, PORTAGE, MI 49002-4420

Tax Assessment & Valuation

The 2025 property tax bill for 394 Saddlebrook Dr was $6,842 with a homeowner's exemption, up 22.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Linden City
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,200 (+4.54%) Land $27,500 Building $126,700	$308,400 (+4.54%) Land $55,000 Building $253,400
2025	$6,842.00 (+22.79%) Homeowner's exemption	$147,500	$295,000
2024	$5,572.00
2023		$126,200	$252,400
2021	$4,432.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 394 Saddlebrook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 394 Saddlebrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDEN serves 4,150 people · EPA ID MI0003890
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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