424 S Sappington Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 424 S Sappington Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,992 sqft · built 2015
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Oct 2010)
Tax Bill	$7,185 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24L-41-0255`

Property Details

APN / Parcel Number

Primary APN	`24L-41-0255`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,992 sqft Living Area
Gross Area	6,048 sqft
1st Floor Area	1,172 sqft
Basement Area	1,132 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 S SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63122-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-2
Legal Description	GLENDALE PARK LOT 8
Legal Subdivision	GLENDALE PARK
Legal Block	1
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4014
Census Tract	221900

Owner

424 S Sappington Rd is owned and occupied by two individuals who bought it in October 2010.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	424 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK OF MISSOURI
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN BK/MO
Sep 23, 2019	Deed of Trust, Mortgage AMERICAN BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2010 · Amount on File
Deed Sale	Oct 7, 2010 · Amount on File
Prior Sale	Apr 21, 2010 · Amount on File
Deed Document Number	2010914
Deed Book / Page	19157 / 1110
Prior Transfer Date	Apr 12, 2010
Prior Transfer Doc	0188900841
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	424 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6547
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6547

Mortgage

Document Number	0245743512
Date	Jan 8, 2021
Book Page	24574/3512
Instrument	2021010801045

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	424 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6547
Document Number	0237690328
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 S SAPPINGTON RD ST LOUIS MO 631226547, ST LOUIS, MO 63122-6547

Mortgage

Document Number	0237690328
Date	Nov 5, 2019
Book Page	023769/000328
Instrument	483

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	424 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6547
Document Number	0237282085
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 S SAPPINGTON RD ST LOUIS MO 631226547, ST LOUIS, MO 63122-6547

Mortgage

Document Number	0237282085
Date	Oct 4, 2019
Book Page	023728/002085
Instrument	330

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 424 S Sappington Rd was $7,185, down 9.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,350 (-) Land $46,080 Building $88,270	$707,100 (-) Land $242,500 Building $464,600
2025	$7,185.00 (-9.71%)	$134,350 Land $46,080 Building $88,270	$707,100 Land $242,500 Building $464,600
2024	$7,958.00 (+1.56%)
2023	$7,836.00 (-13.05%)	$134,350 (+1.03%) Land $33,190 Building $101,160	$707,100 Land $174,700 Building $532,400
2022	$9,012.00	$132,980 Land $33,190 Building $99,790
2021			$699,900 Land $174,700 Building $525,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 S Sappington Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 S Sappington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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