401 S Sappington Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 401 S Sappington Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,609 sqft · built 1952
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on File
Last Sale	$281,162 (Sep 2025)
Tax Bill	$2,876 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24L-41-0464`

Property Details

APN / Parcel Number

Primary APN	`24L-41-0464`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	100 ft deep x 144 ft wide

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 S SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63122-6546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-2
Legal Description	WESTWOOD FOREST LOT PT 1 N E PART & PVT RD PT
Legal Subdivision	WESTWOOD FOREST
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4023
Census Tract	221900

Owner

401 S Sappington Rd is owned and occupied by two individuals who bought it in September 2025.

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 13, 2023	Beneficiary Deed, Transfer
Mar 27, 2020	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Feb 26, 2018	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Jun 20, 2007 · Amount on File
Deed Document Number	2025352
Prior Transfer Date	Jun 2, 2023
Prior Transfer Doc	0000000236
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 30, 2025
Property Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546
Document Number	2025093000352
Map Reference	MB 28 PG 21
Instrument Date	Sep 24, 2025
Instrument	2025093000352
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 N WOODLAWN AVE, KIRKWOOD, MO 63122-4446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S SAPPINGTON RD, KIRKWOOD, MO 63122-6546
Investor	Possibly a Property Investor

Mortgage

Document Number	2025093000353
Date	Sep 30, 2025
Instrument	2025093000353

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 13, 2023
Property Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546
Document Number	2023061300236
Map Reference	MB 28 PG 21
Instrument Date	Jun 2, 2023
Instrument	2023061300236
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546
Document Number	0240261610
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	CLOSELINE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 S SAPPINGTON RD ST LOUIS MO 631226546, ST LOUIS, MO 63122-6546

Mortgage

Document Number	0240261610
Date	Apr 30, 2020
Book Page	024026/001610
Instrument	256

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	401 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6546
Document Number	0229710615
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 S SAPPINGTON RD ST LOUIS MO 631226546, ST LOUIS, MO 63122-6546

Mortgage

Document Number	0229710615
Date	Apr 5, 2018
Book Page	022971/000615
Instrument	462

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	CLAYTON, MO 63105

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Sappington Rd was $2,876, up 2.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,450 (-) Land $43,850 Building $9,600	$281,300 (-) Land $230,800 Building $50,500
2025	$2,876.00 (+2.64%)	$53,450 (+13.7%) Land $43,850 Building $9,600	$281,300 Land $230,800 Building $50,500
2024	$2,802.00 (+1.52%)	$47,010 (-) Land $31,580 Building $15,430
2023	$2,760.00 (+8.11%)	$47,010 (+24.76%) Land $31,580 Building $15,430	$247,400 Land $166,200 Building $81,200
2022	$2,553.00	$37,680 Land $28,310 Building $9,370
2021			$198,300 Land $149,000 Building $49,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 S Sappington Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Sappington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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