439 S Sappington Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 439 S Sappington Rd, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,850 sqft · built 1951
Lot Size0.258 acres (11,221 sqft)
Owner2 Individual Names on Record
Last Sale$202,000 (Oct 2016)
Tax Bill$3,541 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN24L-41-0156

Property Details

APN / Parcel Number

Primary APN24L-41-0156

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,850 sqft Living Area
1st Floor Area1,745 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,221 sqft (0.258 acres)
Lot Dimensions128 ft deep x 90 ft wide
View / LotCul-De-Sac
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area161 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address439 S SAPPINGTON RD
CitySAINT LOUIS
StateMO
Zip63122-6567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code41R-2
Legal DescriptionWESTWOOD FOREST LOT 18
Legal SubdivisionWESTWOOD FOREST
Legal Lot Number18
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group4
Census Block4023
Census Tract221900

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address439 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6567
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2016 · Amount on Record
Deed SaleOct 17, 2016 · Amount on Record
Prior SaleSep 15, 2008 · Amount on Record
Deed Document Number2016139
Deed Book / Page22236 / 662
Prior Transfer DateJan 8, 2013
Prior Transfer Doc0203243534
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address439 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6567
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 S SAPPINGTON RD, SAINT LOUIS, MO 63122-6567

Mortgage

Document Number0250663369
DateAug 20, 2021
Book Page25066/3369
Instrument2021082000464
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityOakland City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,950 (-) Land $41,340 Building $24,610$347,100 (-) Land $217,600 Building $129,500
2025$3,541.00 (-5.22%)$65,950 (+4.97%) Land $41,340 Building $24,610$347,100 (+4.96%) Land $217,600 Building $129,500
2024$3,736.00 (+1.55%)
2023$3,679.00 (-0.24%)$62,830 (+15.43%) Land $29,770 Building $33,060$330,700 (+15.43%) Land $156,700 Building $174,000
2022$3,688.00$54,430 Land $29,770 Building $24,660
2021$286,500 Land $156,700 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1979–2022)
Claims Outside the SFHA6 of 13
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Wisper ISP.

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