St. Clair County property record for 413 Ruskin Dr, Algonac, MI 48001 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,840 sqft |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Dec 1999) |
| Tax Bill | $3,528 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-159-0016-000 |
| Primary APN | 74-01-159-0016-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Lot Area | 11,761 sqft (0.269 acres) |
|---|---|
| Lot Dimensions | 78.4 ft deep x 149 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|
| Account Number | 74011590016000 |
|---|---|
| Street Address | 413 RUSKIN DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 88, 89 & 90 POINT DU CHENE SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | POINT DU CHENE |
| Legal Lot Number | 88-90 89 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-159-0016-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5912 SAINT JEAN ST, DETROIT, MI 48213-3415 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 1999 · Amount on Record |
| Deed Sale | Dec 14, 1999 · Amount on Record |
| Deed Document Number | 0001985413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 413 RUSKIN DR, ALGONAC, MI 48001-1648 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 413 RUSKIN DR, ALGONAC, MI 48001-1648 |
| Document Number | 5373175 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 5373/175 |
| Instrument | 2021016295 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,600 (+10.44%) | ||
| 2024 | $3,528.00 (+13.04%) | $205,200 (+10.44%) | |
| 2023 | $92,900 | ||
| 2022 | $3,121.00 | $185,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 97 individual NFIP policies nearby |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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