424 Ocean Palms Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 424 Ocean Palms Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,025 sqft · built 2001
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Aug 2023)
Tax Bill	$8,015 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-07-01-0099`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0099`
Alternative APN	`1950401060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Garage Area	555 sqft
Carport	Carport
Carport Area	555 sqft
Parking Spaces	2 Parking Spaces
Deck Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	424 OCEAN PALMS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN OAKS WEST @ S BCH; LOT 8
Legal Subdivision	OCEAN OAKS WEST @ S BCH
Legal Lot Number	8
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1000
Census Tract	51202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1626 TRAWLER LN, ANNAPOLIS, MD 21409-3737
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 6, 2023	Warranty Deed, Transfer
May 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Book / Page	4711 / 1115
Prior Transfer Date	Mar 29, 2023
Prior Transfer Doc	0046642071
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 11, 2023
Property Address	424 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	0047111115
Book / Page	4711 / 1115
Instrument Date	Aug 10, 2023
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 TRAWLER LN, ANNAPOLIS, MD 21409-3737

Mortgage

Document Number	67030000001712
Date	Aug 11, 2023
Book Page	0000006703/0000001712

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 6, 2023
Property Address	424 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	0046642071
Book / Page	4664 / 2071
Instrument Date	Mar 29, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 STONEWOOD DR, HICKORY, NC 28602-5579

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 24, 2022
Property Address	424 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	0045540707
Book / Page	4554 / 707
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 LEEWARD POINT LOOP, TAYLORSVILLE, NC 28681-7653

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,015.00		$617,285 (-) Land $366,410 Building $250,875
2024	$8,015.00 (+2.93%)	$37,038 (+92.94%) Land $21,985 Building $15,053	$617,285 (+92.93%) Land $366,410 Building $250,875
2023	$7,787.00 (+77.46%)	$19,197 (-) Land $9,123 Building $10,074	$319,950 (-) Land $152,050 Building $167,900
2021	$4,388.00	$19,197 Land $9,123 Building $10,074	$319,950 Land $152,050 Building $167,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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