413 Ocean Palms Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 413 Ocean Palms Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,336 sqft · built 2002
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$508,000 (Jun 2021)
Tax Bill	$8,200 (2025)
Deeds & Mortgages	Jun 2021 Sale Dec 2016 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`461-07-01-0094`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0094`
Alternative APN	`1950401064`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	413 OCEAN PALMS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN OAKS WEST @ S BCH; LOT 12
Legal Subdivision	OCEAN OAKS WEST @ S BCH
Legal Lot Number	12
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1000
Census Tract	51202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 MARLEE PARK BLVD, KNOXVILLE, TN 37921-2877
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer
Dec 21, 2016	Deed of Trust, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Jul 20, 2007 · Amount on Record
Deed Book / Page	4433 / 229
Prior Transfer Date	Jan 23, 2013
Prior Transfer Doc	37112719
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 18, 2021
Property Address	413 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	44330229
Book / Page	4433 / 229
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 MARLEE PARK BLVD, CAMDEN, NC 27921

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	413 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	5847/0731
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	413 OCEAN PALMS DR SURFSIDE BEACH SC 295753698, SURFSIDE BEACH, SC 29575-3698

Mortgage

Document Number	5847/0731
Date	Jan 20, 2017
Book Page	005847/000731
Instrument	7765

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,200.00		$631,599 (-) Land $365,000 Building $266,599
2024	$8,200.00 (+8.15%)	$37,896 (+88.53%) Land $21,900 Building $15,996	$631,599 (+88.53%) Land $365,000 Building $266,599
2023	$7,582.00 (+65.19%)	$20,101 (-) Land $8,539 Building $11,562	$335,020 (-) Land $142,320 Building $192,700
2021	$4,590.00	$20,101 Land $8,539 Building $11,562	$335,020 Land $142,320 Building $192,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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