422 Ocean Palms Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 422 Ocean Palms Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,863 sqft · built 2002
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2022)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`461-07-01-0098`

Property Details

APN / Parcel Number

Primary APN	`461-07-01-0098`
Alternative APN	`1950401061`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Deck Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	422 OCEAN PALMS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-3698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN OAKS WEST @ S BCH; LOT 9
Legal Subdivision	OCEAN OAKS WEST @ S BCH
Legal Lot Number	9
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1000
Census Tract	51202

Owner

422 Ocean Palms Dr is owned by an individual who bought it in April 2022.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	136 FIELDCREST DR, BRIDGEPORT, WV 26330-6896
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 26, 2019	Warranty Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Feb 26, 2019 · Amount on File
Deed Book / Page	4541 / 2467
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	2899/0176
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	422 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698

Mortgage

Document Number	63550000003013
Date	Mar 16, 2021
Book Page	0000006355/0000003013

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 21, 2022
Property Address	422 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	0045412467
Book / Page	4541 / 2467
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 FIELDCREST DR, BRIDGEPORT, WV 26330-6896

Mortgage

Document Number	0006549352
Date	Apr 21, 2022
Instrument	6549/352

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Feb 26, 2019
Property Address	422 OCEAN PALMS DR, SURFSIDE BEACH, SC 29575-3698
Document Number	4186/3008
Book / Page	004186 / 003008
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1883 WHEELAND SCHOOL RD LITTLE MOUNTAIN SC 29075, LITTLE MOUNTAIN, SC 29075

Mortgage

Document Number	6067/0049
Date	Feb 26, 2019
Book Page	006067/000049

Lender

Name	GUILD MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 422 Ocean Palms Dr was $2,425.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00		$607,588 (-) Land $367,230 Building $240,358
2024	$2,425.00 (-4.07%)	$24,303 (+18.81%) Land $14,689 Building $9,614	$607,588 (+78.21%) Land $367,230 Building $240,358
2023	$2,528.00	$20,456 Land $9,152 Building $11,304	$340,940 Land $152,540 Building $188,400
2021	$4,671.00	$20,456 Land $9,152 Building $11,304	$340,940 Land $152,540 Building $188,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Ocean Palms Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	624 units insured incl. 332 condo units
Nearby Flood Claims	86 (1989–2024)
Claims Outside the SFHA	34 of 86
Most Recent Claim	Oct 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Oct 2022 · 15 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Ocean Palms Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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