Bedford County property record for 424 Oak Point Rd, Forest, VA 24551
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,124 sqft · built 1988 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $219,900 (Jun 2026) |
| Tax Bill | $622 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101E 7 424 |
| Primary APN | 101E 7 424 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,124 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 424 OAK POINT RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1951 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | OAK POINT TOWNHOMESUNIT 424 BLDG 2 |
| Legal Subdivision | OAK POINT |
| Legal Unit | 424-2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 OAK POINT RD, FOREST, VA 24551-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 11, 2024 | Intrafamily Transfer, Transfer |
| Apr 6, 2023 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2016 · Amount on Record |
| Deed Document Number | 20265668 |
| Prior Transfer Date | Feb 5, 2024 |
| Prior Transfer Doc | 0000002654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 424 OAK POINT RD, FOREST, VA 24551-1951 |
| Document Number | 0000005668 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20265668 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,209.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 OAK POINT RD, FOREST, VA 24551-1951 |
| Document Number | 0000005669, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20265669 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 11, 2024 |
| Property Address | 424 OAK POINT RD, FOREST, VA 24551-1951 |
| Document Number | 0240002654 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 240002654 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 COUNTRY CLUB RD, APPOMATTOX, VA 24522-3531 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 6, 2023 |
| Property Address | 424 OAK POINT RD, FOREST, VA 24551-1951 |
| Document Number | 0230002759 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 230002759 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 COUNTRY CLUB RD, APPOMATTOX, VA 24522-3531 |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622.00 | $151,900 (-) Land $25,000 Building $126,900 | |
| 2025 | $622.00 | $151,900 (+1%) Land $25,000 Building $126,900 | |
| 2023 | $622.00 Additional exemption filed | $75,950 | $151,900 Land $25,000 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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