Bedford County property record for 432 Oak Point Rd, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1989 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jul 2015) |
| Tax Bill | $886 (2026) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 101E 7 432 |
| Primary APN | 101E 7 432 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 432 OAK POINT RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINT UNIT 432 |
| Legal Subdivision | OAK POINT |
| Legal Unit | 432 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
432 Oak Point Rd is owned and occupied by two individuals who acquired it in June 2021.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 OAK POINT RD, FOREST, VA 24551-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on File |
| Deed Sale | Jul 15, 2015 · Amount on File |
| Deed Document Number | 20156482 |
| Last Transfer Date | Jun 21, 2021 |
| Transfer Doc | 0000009294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 24, 2021 |
| Property Address | 432 OAK POINT RD, FOREST, VA 24551-1945 |
| Document Number | 0210009294 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 210009294 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 432 Oak Point Rd was $886.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886.00 | $216,100 Land $30,000 Building $186,100 | |
| 2023 | $886.00 Additional exemption filed | $108,050 | $216,100 Land $30,000 Building $186,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Oak Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Oak Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
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