412 Oak Point Rd, Forest, VA 24551 Property Records

Bedford County property record for 412 Oak Point Rd, Forest, VA 24551

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,686 sqft · built 1988
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$255,900 (Aug 2022)
Tax Bill$728 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN101E 7 412

Property Details

APN / Parcel Number

Primary APN101E 7 412
Alternative APNs
  • 10155412
  • 524455

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,686 sqft Living Area
Gross Area3,372 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number524455
Street Address412 OAK POINT RD
CityFOREST
StateVA
Zip24551-1951
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOAK POINT TOWNHOMESUNIT 412 BLDG 1
Legal SubdivisionOAK POINT
Legal Unit412-1
JurisdictionBEDFORD VA
Township / Civil Division4
Census Block Group3
Census Block3015
Census Tract30103

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address412 OAK POST RD, FOREST, VA 24551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Jan 27, 2020Warranty Deed, Transfer · Conventional Mortgage
TRULIANT FEDERAL CREIDT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on Record
Deed SaleAug 25, 2022 · Amount on Record
Prior SaleJan 27, 2020 · Amount on Record
Deed Document Number220009585
Record UpdatedJun 7, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateAug 25, 2022
Property Address412 OAK POINT RD, FOREST, VA 24551-1951
Document Number0220009585
Instrument DateAug 18, 2022
Instrument220009585
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 OAK POINT RD, FOREST, VA 24551-1951

Mortgage

Document Number0220009586
DateAug 25, 2022
Instrument220009586
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate7.03%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateJan 27, 2020
Property Address412 OAK POINT RD, FOREST, VA 24551-1951
Document Number0200000881
Instrument DateJan 13, 2020
Instrument200000881
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 OAK POST RD, FOREST, VA 24551

Mortgage

Document Number0200000882
DateJan 27, 2020
Instrument200000882
Lender
NameTRULIANT FEDERAL CREIDT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$728.00 Additional exemption filed$88,900$177,800 Land $25,000 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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