424 Mountain Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 424 Mountain Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,484 sqft · built 1890
Lot Size	0.15 acres (6,551 sqft)
Owner	Individual Name on File
Last Sale	$780,100 (Feb 2020)
Tax Bill	$15,817 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01112-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`20-01112-0000-00003`
Alternative APN	`200111200003`

Interior

Stories	2 Stories
Building Area	2,484 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,551 sqft (0.15 acres)
Lot Dimensions	91 ft deep x 72 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	424 MOUNTAIN AVE
City	WESTFIELD
State	NJ
Zip	07090-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD TOWN
Legal Block	1112
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1002
Census Tract	36600

Owner

424 Mountain Ave is owned and occupied by an individual who bought it in February 2020.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	424 MOUNTAIN AVE, WESTFIELD, NJ 07090-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 11, 2018	Grant Deed, Transfer · FHA Mortgage MEADOWBROOK FIN'L MTG BKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on File
Deed Sale	Feb 10, 2020 · Amount on File
Prior Sale	Jan 11, 2018 · Amount on File
Deed Document Number	2020322041
Deed Book / Page	6359 / 457
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 10, 2020
Property Address	424 MOUNTAIN AVE, WESTFIELD, NJ 07090-3030
Document Number	0063590457
Book / Page	006359 / 000457
Instrument Date	Feb 3, 2020
Instrument	322041
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MOUNTAIN AVE WESTFIELD NJ 070903030, WESTFIELD, NJ 07090-3030

Mortgage

Document Number	146510482
Date	Feb 10, 2020
Book Page	014651/000482
Instrument	686605

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jan 24, 2020
Property Address	424 MOUNTAIN AVE, WESTFIELD, NJ 07090-3030
Document Number	0063570321
Book / Page	006357 / 000321
Instrument Date	Nov 6, 2019
Instrument	321448
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 MOUNTAIN AVE WESTFIELD NJ 070903030, WESTFIELD, NJ 07090-3030

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 11, 2018
Property Address	424 MOUNTAIN AVE, WESTFIELD, NJ 07090-3030
Document Number	0062390263
Book / Page	006239 / 000263
Instrument Date	Dec 18, 2017
Instrument	295519
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	424 MOUNTAIN AVE WESTFIELD NJ 070903030, WESTFIELD, NJ 07090-3030

Mortgage

Document Number	143920055
Date	Jan 11, 2018
Book Page	014392/000055
Instrument	652078

Lender

Name	MEADOWBROOK FIN'L MTG BKERS
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 424 Mountain Ave was $15,817, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,100 (-) Land $431,600 Building $258,500	$690,100 (-) Land $431,600 Building $258,500
2025	$15,817.00 (+1.78%)	$690,100 Land $431,600 Building $258,500	$690,100 Land $431,600 Building $258,500
2024	$15,541.00
2023		$690,100 Land $431,600 Building $258,500	$690,100 Land $431,600 Building $258,500
2022	$14,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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