Union County and Westfield Town property record for 404 Mountain Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 4,016 sqft · built 1890 |
| Lot Size | 0.226 acres (9,862 sqft) |
| Owner | Company Name on File |
| Tax Bill | $18,925 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01112-0000-00002 |
| Primary APN | 20-01112-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,016 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 9,862 sqft (0.226 acres) |
| Lot Dimensions | 145 ft deep x 68 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 MOUNTAIN AVE |
|---|---|
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1112 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 36600 |
404 Mountain Ave is owned by a company that acquired it in February 2006.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1243 US HIGHWAY 22, MOUNTAINSIDE, NJ 07092-2604 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2006 |
| Deed Sale | Feb 2, 2006 |
| Prior Sale | Sep 28, 1993 · Amount on File |
| Deed Book / Page | 5562 / 254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 16, 2026 |
| Property Address | 404 MOUNTAIN AVE, WESTFIELD, NJ 07090-3030 |
| Document Number | 0000093642 |
| Book / Page | 15816 / 2468 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202693642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 552 ARLINGTON AVE, WESTFIELD, NJ 07090-2102 |
| Document Number | 0000093642, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 15816/2468 |
| Instrument | 202693642 |
| Name | SOMERSET VALLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 404 Mountain Ave was $18,925, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $825,700 (-) Land $465,800 Building $359,900 | $825,700 (-) Land $465,800 Building $359,900 | |
| 2025 | $18,925.00 (+1.77%) | $825,700 Land $465,800 Building $359,900 | $825,700 Land $465,800 Building $359,900 |
| 2024 | $18,595.00 | ||
| 2023 | $825,700 Land $465,800 Building $359,900 | $825,700 Land $465,800 Building $359,900 | |
| 2022 | $17,835.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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