415 Mountain Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 415 Mountain Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 1880
Lot Size	0.169 acres (7,379 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Mar 2017)
Tax Bill	$16,383 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01111-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`20-01111-0000-00013`
Alternative APNs	`2000207000000008` `200111100013`

Interior

Stories	2 Stories
Building Area	2,396 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,379 sqft (0.169 acres)
Lot Dimensions	123 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2000207000000008
Street Address	415 MOUNTAIN AVE
City	WESTFIELD
State	NJ
Zip	07090-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTFIELD TOWN
Legal Block	1111
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1000
Census Tract	36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 MOUNTAIN AVE, WESTFIELD, NJ 07090-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE COR
Mar 20, 2017	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	2017284435
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	415 MOUNTAIN AVE, WESTFIELD, NJ 07090-3033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147482956
Date	Aug 17, 2020
Book Page	14748/2956
Instrument	696888

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	415 MOUNTAIN AVE, WESTFIELD, NJ 07090-3033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145810956
Date	Aug 6, 2019
Book Page	14581/0956
Instrument	676548

Lender

Name	FIRST GUARANTY MORTGAGE COR
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 20, 2017
Property Address	415 MOUNTAIN AVE, WESTFIELD, NJ 07090-3033
Document Number	0061770993
Book / Page	006177 / 000993
Instrument Date	Mar 15, 2017
Instrument	284435
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MOUNTAIN AVE WESTFIELD NJ 070903033, WESTFIELD, NJ 07090-3033

Mortgage

Document Number	142470591
Date	Mar 20, 2017
Book Page	014247/000591
Instrument	638112

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	216 CATALONIA AVE # 102, CORAL GABLES, FL 33134-6737

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,800 (-) Land $440,600 Building $274,200	$714,800 (-) Land $440,600 Building $274,200
2025	$16,383.00 (+1.78%)	$714,800 (-) Land $440,600 Building $274,200	$714,800 (-) Land $440,600 Building $274,200
2024	$16,097.00 (+4.26%)
2023		$714,800 Land $440,600 Building $274,200	$714,800 Land $440,600 Building $274,200
2022	$15,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Mountain Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures