424 Melba Cir, Franklin, TN 37064 Property Records

Williamson County property record for 424 Melba Cir, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,127 sqft · built 2014
Lot Size	0.186 acres (8,091 sqft)
Owner	Company Name on File
Last Sale	$1,575,000 (May 2023)
Tax Bill	$6,236 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090E-M-004.00-000`

Property Details

APN / Parcel Number

Primary APN	`090E-M-004.00-000`
Alternative APNs	`094090E M 00400` `1083727`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,127 sqft Living Area
Gross Area	5,385 sqft
1st Floor Area	3,300 sqft
Attic	Attic
Attic Area	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,091 sqft (0.186 acres)
Lot Dimensions	154 ft deep x 52.4 ft wide
Garage Type	Attached
Garage Area	742 sqft
Driveway	Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	424 MELBA CIR
City	FRANKLIN
State	TN
Zip	37064-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD DALLAS DOWNS SEC 3 PB 57 PG 94 LOT 0004
Legal Subdivision	DALLAS DOWNS
Legal Lot Number	0004
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	3
Census Block	3002
Census Tract	50906

Owner

424 Melba Cir is owned by a company that bought it in May 2023.

Source: Williamson County records, as of October 20, 2025

Owner of Record	Company Name on File
Mailing Address	424 MELBA CIR, FRANKLIN, TN 37064-1476
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 15, 2017	Deed of Trust, Mortgage · ARM PINNACLE BANK
Aug 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Aug 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Feb 25, 2015 · Amount on File
Deed Document Number	202312037
Deed Book / Page	9243 / 790
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0081560158
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 2, 2023
Property Address	424 MELBA CIR, FRANKLIN, TN 37064-1476
Document Number	0092430790
Book / Page	9243 / 790
Map Reference	MB 6190 PG 295
Instrument Date	May 1, 2023
Instrument	23012037
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 MELBA CIR, FRANKLIN, TN 37064-1476

Mortgage

Document Number	0023012038
Date	May 2, 2023
Instrument	23012038

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	424 MELBA CIR, FRANKLIN, TN 37064-1476
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071010116
Date	Jun 15, 2017
Book Page	7101/0116
Instrument	17023820

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.28%
Index	1-Year LIBOR
Max Rate	8.87%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	424 MELBA CIR, FRANKLIN, TN 37064-1476
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071530987
Date	Aug 14, 2017
Book Page	7153/0987
Instrument	17033243

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 25, 2020
Property Address	424 MELBA CIR, FRANKLIN, TN 37064-1476
Document Number	0081560158
Book / Page	008156 / 000158
Instrument Date	Aug 25, 2020
Instrument	45525
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	424 MELBA CIR FRANKLIN TN 370641476, FRANKLIN, TN 37064-1476

Tax Assessment & Valuation

The 2025 property tax bill for 424 Melba Cir was $6,236, up 36.6% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,236.00 (+36.57%)	$398,150 Land $100,000 Building $298,150	$1,592,600 Land $400,000 Building $1,192,600
2024	$4,566.00
2023	$4,566.00	$211,750 (-) Land $48,750 Building $163,000	$847,000 (-) Land $195,000 Building $652,000
2022	$4,566.00	$211,750 Land $48,750 Building $163,000	$847,000 Land $195,000 Building $652,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Melba Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Melba Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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