417 Melba Cir, Franklin, TN 37064 Property Records

Williamson County property record for 417 Melba Cir, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,097 sqft · built 2014
Lot Size	0.273 acres (11,918 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Sep 2017)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094090E M 02300`

Property Details

APN / Parcel Number

Primary APN	`094090E M 02300`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	4,097 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	11,918 sqft
Lot Dimensions	119 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	814 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	417 MELBA CIR
City	FRANKLIN
State	TN
Zip	37064-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD DALLAS DOWNS SEC 3 PB 57 PG 94 LOT 0023
Legal Subdivision	DALLAS DOWNS
Legal Lot Number	23
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	3
Census Block	3003
Census Tract	50906

Owner

417 Melba Cir is owned and occupied by an individual who bought it in September 2017.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	417 MELBA CIR, FRANKLIN, TN 37064-1476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Sep 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	May 13, 2015 · Amount on File
Deed Document Number	17040259
Deed Book / Page	7193 / 0150
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	417 MELBA CIR, FRANKLIN, TN 37064-1476
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	BRIDGEHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086300803
Date	Jul 8, 2021
Book Page	8630/803
Instrument	21040960

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	417 MELBA CIR, FRANKLIN, TN 37064-1476
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081830740
Date	Sep 11, 2020
Book Page	8183/740
Instrument	20049478

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 29, 2017
Property Address	417 MELBA CIR, FRANKLIN, TN 37064-1476
Document Number	0071930150
Book / Page	7193 / 0150
Map Reference	MB P57 PG94
Instrument Date	Sep 28, 2017
Instrument	17040259
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WINDMILL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 MELBA CIR, FRANKLIN, TN 37064-1476

Mortgage

Document Number	0017040260
Date	Sep 29, 2017
Instrument	17040260

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 417 Melba Cir was $6,062.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,062.00	$387,050 Land $100,000 Building $287,050	$1,548,200 Land $400,000 Building $1,148,200
2023	$4,442.00 (-0.02%)	$206,050 (-) Land $48,750 Building $157,300	$824,200 (-) Land $195,000 Building $629,200
2022	$4,443.00	$206,050 Land $48,750 Building $157,300	$824,200 Land $195,000 Building $629,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 417 Melba Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Melba Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: United Communications.

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