424 Main St, Maxwell, IA 50161 Property Records

Story County property record for 424 Main St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,984 sqft · built 1910
Lot Size0.147 acres (6,390 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (Feb 2022)
Tax Bill$2,620 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-27-125-627

Property Details

APN / Parcel Number

Primary APN15-27-125-627

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,984 sqft Living Area
1st Floor Area944 sqft
Basement Area944 sqft
Unfinished Basement944 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,390 sqft (0.147 acres)
Lot Dimensions142 ft deep x 45 ft wide
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area131 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address424 MAIN ST
CityMAXWELL
StateIA
Zip50161-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN & MAXWELL ADD S20' LOT 1 & N1/2 LOT 2 BLK D
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionBALDWIN & MAXWELL'S ADD
Legal BlockD
Legal Lot Number1,2
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1075
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address424 MAIN ST, MAXWELL, IA 50161-3013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleApr 4, 2014 · Amount on Record
Deed Document Number20221635
Prior Transfer DateMar 7, 2014
Prior Transfer Doc0000002322
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateFeb 22, 2022
Property Address424 MAIN ST, MAXWELL, IA 50161-3013
Document Number0202201635
Instrument DateFeb 17, 2022
Instrument2022-01635
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$253.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address424 MAIN ST, MAXWELL, IA 50161-3013

Mortgage

Document Number0202201636
DateFeb 22, 2022
Instrument2022-01636
Lender
NameAMERICAN PACIFIC MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,620.00 (+2.26%) Homeowner's exemption$168,200 (+5.32%) Land $16,900 Building $151,300$168,200 (+5.32%) Land $16,900 Building $151,300
2024$2,562.00 (+7.83%)
2023$159,700 (+24.38%) Land $15,800 Building $143,900$159,700 (+24.38%) Land $15,800 Building $143,900
2022$2,376.00 (-8.4%)$128,400 Land $15,800 Building $112,600
2021$2,594.00$128,400 Land $15,800 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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