409 Main St, Maxwell, IA 50161 Property Records

Story County property record for 409 Main St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1920
Lot Size0.261 acres (11,360 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Dec 2015)
Tax Bill$2,758 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-27-131-126

Property Details

APN / Parcel Number

Primary APN15-27-131-126

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area760 sqft
Basement Area760 sqft
Unfinished Basement760 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,360 sqft (0.261 acres)
Lot Dimensions142 ft deep x 80 ft wide
Garage TypeDetached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area440 sqft
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address409 MAIN ST
CityMAXWELL
StateIA
Zip50161-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALDWIN & MAXWELL N5' LOT 10 & ALL LOT 11 & S10' LOT 12 BLK C
Legal Range22W
Legal Township82N
Legal Section27
Legal SubdivisionBALDWIN & MAXWELL'S ADD
Legal BlockC
Legal Lot Number10-12
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1076
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 MAIN ST, MAXWELL, IA 50161-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2015 · Amount on Record
Deed SaleDec 9, 2015 · Amount on Record
Prior SaleMar 25, 2013 · Amount on Record
Deed Document Number201511830
Prior Transfer DateDec 3, 2015
Prior Transfer Doc0000011830
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address409 MAIN ST, MAXWELL, IA 50161-3017
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201708089
DateAug 10, 2017
Instrument2017-08089
Lender
NameNORTHWEST BANK
TypeBank
AddressANKENY, IA 50021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 15, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,758.00 (+3.06%)$165,600 (+6.09%) Land $30,000 Building $135,600$165,600 (+6.09%) Land $30,000 Building $135,600
2024$2,676.00 (+2.06%)
2023$156,100 Land $28,000 Building $128,100$156,100 Land $28,000 Building $128,100
2022$2,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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