Story County property record for 421 Main St, Maxwell, IA 50161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 1910 |
| Lot Size | 0.202 acres (8,804 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Oct 2022) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-27-131-109 |
| Primary APN | 15-27-131-109 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | A-Frame |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,804 sqft (0.202 acres) |
| Lot Dimensions | 142 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 201 sqft |
| Patio Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 421 MAIN ST |
|---|---|
| City | MAXWELL |
| State | IA |
| Zip | 50161-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALDWIN & MAXWELL ADD LOT 14 & S12' LOT 15 BLK C |
| Legal Range | 22W |
| Legal Township | 82N |
| Legal Section | 27 |
| Legal Subdivision | BALDWIN & MAXWELL'S ADD |
| Legal Block | C |
| Legal Lot Number | 14,15 |
| Jurisdiction | STORY IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 10200 |
421 Main St is owned and occupied by an individual who bought it in October 2022.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 MAIN ST, MAXWELL, IA 50161-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Oct 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on File |
| Deed Sale | Oct 19, 2022 · Amount on File |
| Prior Sale | Aug 24, 2016 · Amount on File |
| Deed Document Number | 202210190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 421 MAIN ST, MAXWELL, IA 50161-3017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202109578 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021-09578 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 19, 2022 |
| Property Address | 421 MAIN ST, MAXWELL, IA 50161-3017 |
| Document Number | 0202210190 |
| Instrument Date | Oct 16, 2022 |
| Instrument | 2022-10190 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $276.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MAIN ST, MAXWELL, IA 50161-3017 |
| Document Number | 0202210191 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022-10191 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 421 Main St was $2,880 with a homeowner's exemption, up 3% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Maxwell City |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 (+3%) Homeowner's exemption | $183,800 Land $23,300 Building $160,500 | $183,800 Land $23,300 Building $160,500 |
| 2024 | $2,796.00 | ||
| 2023 | $173,300 Land $21,700 Building $151,600 | $173,300 Land $21,700 Building $151,600 | |
| 2022 | $2,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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