424 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 424 Lowell St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1891
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2023)
Tax Bill	$1,965 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-24-111-009`

Property Details

APN / Parcel Number

Primary APN	`10-24-111-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	820 sqft
Upper Floors Area	820 sqft
Attic Area	820 sqft
Basement Area	410 sqft
Game Room	Game Room

Exterior

Year Built	Built 1891
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	424 LOWELL ST
City	DUBUQUE
State	IA
Zip	52001-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 30 C A VOELKERS ADD
Legal Subdivision	PRESCOTT
Legal Lot Number	30
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

424 Lowell St is owned and occupied by an individual who bought it in May 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	424 LOWELL ST, DUBUQUE, IA 52001-4440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 30, 2022	Special Warranty Deed, Transfer MORTGAGE CONNECT LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	0000234402
Deed Book / Page	23 / 4402
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 15, 2023
Property Address	424 LOWELL ST, DUBUQUE, IA 52001-4440
Document Number	0000004402
Instrument Date	May 15, 2023
Instrument	2023-00004402
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	424 LOWELL ST, DUBUQUE, IA 52001-4440

Mortgage

Document Number	0000004403
Date	May 15, 2023
Instrument	2023-00004403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 30, 2022
Property Address	424 LOWELL ST, DUBUQUE, IA 52001-4440
Document Number	0000010883
Instrument Date	Jul 22, 2022
Instrument	2022-00010883
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OAK FOREST DR, EPWORTH, IA 52045-9511

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,600 Land $21,900 Building $137,700	$159,600 Land $21,900 Building $137,700
2024	$1,965.00
2023		$136,400 (+18.55%) Land $20,600 Building $115,800	$136,400 Land $20,600 Building $115,800
2022	$2,062.00 Homeowner's exemption	$115,060 Land $15,450 Building $99,610
2021			$115,060 Land $15,450 Building $99,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Lowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 424 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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