406 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 406 Lowell St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,715 sqft · built 1875
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2021)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-111-010`

Property Details

APN / Parcel Number

Primary APN	`10-24-111-010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,715 sqft Living Area
1st Floor Area	448 sqft
Upper Floors Area	672 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 LOWELL ST
City	DUBUQUE
State	IA
Zip	52001-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 31 C A VOELKER ADD
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	PRESCOTT
Legal Lot Number	31
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

406 Lowell St is owned and occupied by an individual who bought it in August 2021.

Source: Dubuque County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	406 LOWELL ST, DUBUQUE, IA 52001-4440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Apr 3, 2014 · Amount on File
Deed Document Number	202113749
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	406 LOWELL ST, DUBUQUE, IA 52001-4440
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013878
Date	Dec 23, 2025
Instrument	2025-00013878

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 19, 2021
Property Address	406 LOWELL ST, DUBUQUE, IA 52001-4440
Document Number	0000013749
Instrument Date	Aug 12, 2021
Instrument	2021-00013749
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 LOWELL ST, DUBUQUE, IA 52001-4440

Mortgage

Document Number	0000013750
Date	Aug 19, 2021
Instrument	2021-00013750

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Sep 5, 2021

Mortgage

Document Number	0000013751
Date	Aug 19, 2021
Instrument	2021-00013751

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 5, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 406 Lowell St was $1,640, up 0.1% from the year before.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+0.06%)	$123,700 Land $21,900 Building $101,800	$123,700 Land $21,900 Building $101,800
2024	$1,639.00
2023		$110,000 (+20.27%) Land $20,600 Building $89,400	$110,000 Land $20,600 Building $89,400
2022	$1,635.00 Homeowner's exemption	$91,460 Land $15,450 Building $76,010
2021			$91,460 Land $15,450 Building $76,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Lowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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