409 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 409 Lowell St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,503 sqft · built 1977
Lot Size0.176 acres (7,680 sqft)
OwnerIndividual Name on File
Tax Bill$2,852 (2024)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-24-133-013

Property Details

APN / Parcel Number

Primary APN10-24-133-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,503 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area663 sqft
Basement Area884 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area7,680 sqft (0.176 acres)
Lot Dimensions60 ft deep x 128 ft wide
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address409 LOWELL ST
CityDUBUQUE
StateIA
Zip52001-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1-2, 1-3, & 1-3A C A VOELKERS ADD
Legal SubdivisionPRESCOTT
Legal Lot Number1,2 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1009
Census Tract600

Owner

409 Lowell St is owned and occupied by an individual.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Mailing Address409 LOWELL ST, DUBUQUE, IA 52001-4441
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address409 LOWELL ST, DUBUQUE, IA 52001-4441
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007147
DateJun 15, 2017
Instrument2017-00007147
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 14, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$233,900 Land $29,000 Building $204,900$233,900 Land $29,000 Building $204,900
2024$2,852.00
2023$222,300 (+23.14%) Land $27,300 Building $195,000$222,300 Land $27,300 Building $195,000
2022$2,960.00 Homeowner's exemption$180,520 Land $20,480 Building $160,040
2021$180,520 Land $20,480 Building $160,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Lowell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: Comelec Internet Services, Nextlink.

Nearby Properties on Lowell St

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