424 Eaves St, Athens, TN 37303 Property Records

McMinn County property record for 424 Eaves St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,282 sqft · built 1940
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (May 2026)
Tax Bill	$684 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`054056D E 00800`

Property Details

APN / Parcel Number

Primary APN	`054056D E 00800`
Alternative APNs	`056D E 00800 00001047M` `056D E 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	115 ft deep x 98 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	356 sqft
Patio Area	330 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	424 EAVES ST
City	ATHENS
State	TN
Zip	37303-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054B B 054A 00700 000, COUNTY AREA: D01
Legal Subdivision	DEWAYNE W SPURLIN SUBDIVISION
Legal Lot Number	2
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	970300

Owner

Source: McMinn County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	424 EAVES ST, ATHENS, TN 37303-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHLAND FINANCIAL
May 29, 2026	Warranty Deed, Transfer RELIAN TITLE, RELIANCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	2026274785
Deed Book / Page	8 / 1087
Transfer Doc	20M215
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Recording Date	Sep 2, 2026
Property Address	424 EAVES ST, ATHENS, TN 37303-1922
Document Number	0000277679
Book / Page	13 / 915
Instrument Date	Aug 27, 2026
Instrument	2026277679
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	HIWASSEE VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 EAVES ST, ATHENS, TN 37303-1922

Mortgage

Document Number	0000277679,
Date	Sep 2, 2026
Book Page	13/915
Instrument	2026277679

Lender

Name	SOUTHLAND FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	May 29, 2026
Property Address	424 EAVES ST, ATHENS, TN 37303-1922
Document Number	0000274785
Book / Page	8 / 1087
Instrument Date	May 18, 2026
Instrument	2026274785
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	RELIAN TITLE, RELIANCE TITLE

Transaction

Amount	Amount Recorded
Tax	$25,785.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 EAVES ST, ATHENS, TN 37303-1922

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$684.00	$32,725 (-) Land $3,100 Building $29,625
2024	$684.00 (+1.94%)	$32,725 (-) Land $3,100 Building $29,625
2023	$671.00 (+12.77%)	$32,725 (+59.44%) Land $3,100 Building $29,625	$130,900 (+59.44%) Land $12,400 Building $118,500
2022	$595.00	$20,525 Land $3,100 Building $17,425	$82,100 Land $12,400 Building $69,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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