412 Eaves St, Athens, TN 37303 Property Records

McMinn County property record for 412 Eaves St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 936 sqft · built 1962
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Nov 2021)
Tax Bill	$707 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`054056D E 00400`

Property Details

APN / Parcel Number

Primary APN	`054056D E 00400`
Alternative APNs	`056D E 00400 00001047M` `056D E 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	624 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 EAVES ST
City	ATHENS
State	TN
Zip	37303-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054B B 054A 00800 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	970300

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 EAVES ST, ATHENS, TN 37303-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Nov 4, 2021	Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	2021230662
Deed Book / Page	22W / 685
Prior Transfer Date	Jun 9, 2014
Prior Transfer Doc	000020C358
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 6, 2022
Property Address	412 EAVES ST, ATHENS, TN 37303-1922
Document Number	0000023E31
Book / Page	23E / 31
Instrument Date	Jun 3, 2022
Instrument	237007
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ALLEN TITLE SERVICES LLC, VALLEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 EAVES ST, ATHENS, TN 37303-1922
Investor	Possibly a Property Investor

Mortgage

Document Number	0000237008
Date	Jun 6, 2022
Instrument	237008

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Nov 4, 2021
Property Address	412 EAVES ST, ATHENS, TN 37303-1922
Document Number	22W685
Book / Page	22W / 685
Instrument Date	Oct 28, 2021
Instrument	230662
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$292.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1400 CRAWFORD ST, CHATTANOOGA, TN 37421-3604

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00	$33,825 (-) Land $12,375 Building $21,450
2024	$707.00	$33,825 (-) Land $12,375 Building $21,450
2023	$707.00 (+93.7%)	$33,825 (+167.92%) Land $12,375 Building $21,450	$135,300 (+167.92%) Land $49,500 Building $85,800
2022	$365.00	$12,625 Land $2,625 Building $10,000	$50,500 Land $10,500 Building $40,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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