415 Eaves St, Athens, TN 37303 Property Records

McMinn County property record for 415 Eaves St, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,280 sqft · built 1970
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$574 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054056D E 01000`

Property Details

APN / Parcel Number

Primary APN	`054056D E 01000`
Alternative APNs	`056D E 01000 00001047M` `056D E 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 EAVES ST
City	ATHENS
State	TN
Zip	37303-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054A B 054A 00101 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	970300

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1220 WOODWARD AVE, ATHENS, TN 37303-2751
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Commercial Mortgage TNBANK
Oct 5, 2021	Quit Claim Deed, Transfer RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC
Aug 12, 2021	Quit Claim Deed, Transfer RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 9, 2025
Transfer Doc	000024L324
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	415 EAVES ST, ATHENS, TN 37303-1921
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000013
Date	Jan 2, 2026
Book Page	1/3
Instrument	270533

Lender

Name	TNBANK
Type	Bank
Address	401 S ILLINOIS AVE, OAK RIDGE, TN 37830

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 5, 2021
Property Address	415 EAVES ST, ATHENS, TN 37303-1921
Document Number	22V710
Book / Page	22V / 710
Instrument Date	Oct 5, 2021
Instrument	229768
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WOODWARD AVE, ATHENS, TN 37303-2751

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 12, 2021
Property Address	415 EAVES ST, ATHENS, TN 37303-1921
Document Number	22T703
Book / Page	22T / 703
Instrument Date	Aug 10, 2021
Instrument	228055
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 WOODWARD AVE, ATHENS, TN 37303-2751

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00	$27,450 (-) Land $2,550 Building $24,900
2024	$574.00	$27,450 (-) Land $2,550 Building $24,900
2023	$574.00 (+11.03%)	$27,450 (+53.78%) Land $2,550 Building $24,900	$109,800 (+53.78%) Land $10,200 Building $99,600
2022	$517.00	$17,850 Land $2,550 Building $15,300	$71,400 Land $10,200 Building $61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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