Floyd County property record for 424 E Oxford St, Floyd, VA 24091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,437 sqft · built 1927 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2019) |
| Tax Bill | $1,512 (2026) |
| Deeds & Mortgages | Jun 2026 Transfer Apr 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55A2-1-Z-17 |
| Primary APN | 55A2-1-Z-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,437 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Multi-Family |
| Roof Material | Galvanized Metal |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Cooling System | Central |
|---|
| Account Number | R000889 |
|---|---|
| Street Address | 424 E OXFORD ST |
| City | FLOYD |
| State | VA |
| Zip | 24091-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N SIDE E OXFORD ST |
| Jurisdiction | FLOYD VA |
| Township / Civil Division | COURT HOUSE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 920104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Floyd Historic District listed 2005 · 166 contributing resources · NRIS 05001266 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Floyd County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 E OXFORD ST, FLOYD, VA 24091-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 3, 2019 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Apr 23, 2019 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Deed Document Number | 2019644 |
| Last Transfer Date | Jun 26, 2026 |
| Transfer Doc | 0000001070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Jun 26, 2026 |
| Property Address | 424 E OXFORD ST, FLOYD, VA 24091-2115 |
| Document Number | 0000001070 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261070 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 922 DEERCREST CIR, EVANS, GA 30809-4230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD VA |
| Property Address | 424 E OXFORD ST, FLOYD, VA 24091-2115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0190000517 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 190000517 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Apr 23, 2019 |
| Property Address | 424 E OXFORD ST, FLOYD, VA 24091-2115 |
| Document Number | 0190000644 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 190000644 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 E OXFORD ST, FLOYD, VA 24091-2115 |
Source: Floyd County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Floyd County |
| Municipality | Floyd Town |
| Unified School District | Floyd County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,512.00 (+4.56%) | $328,800 (+42.89%) Land $75,000 Building $253,800 | |
| 2025 | $1,446.00 | $328,800 (+42.89%) Land $75,000 Building $253,800 | |
| 2023 | $230,100 Land $50,000 Building $180,100 | $230,100 Land $50,000 Building $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD-FLOYD CO PSA serves 2,300 people · EPA ID VA1063220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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