320 E Oxford St, Floyd, VA 24091 Property Records

Floyd County property record for 320 E Oxford St, Floyd, VA 24091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 1925
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`55A2-1-Y-31`

Property Details

APN / Parcel Number

Primary APN	`55A2-1-Y-31`
Alternative APN	`R005125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,194 sqft Living Area
Basement Area	304 sqft
Unfinished Basement	304 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R005125
Street Address	320 E OXFORD ST
City	FLOYD
State	VA
Zip	24091-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OXFORD ST
Jurisdiction	FLOYD VA
Township / Civil Division	COURT HOUSE
Census Block Group	1
Census Block	1018
Census Tract	920104

Owner

Source: Floyd County records · APN 55A2-1-Y-31

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 E OXFORD ST, FLOYD, VA 24091-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2021 · Amount on Record
Deed Sale	Sep 01, 2021 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	20212003
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Sep 01, 2021
Property Address	320 E OXFORD ST, FLOYD, VA 24091-2113
Document Number	210002003
Instrument Date	Aug 24, 2021
Instrument	210002003
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E OXFORD ST, FLOYD, VA 24091-2113

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Municipality	Floyd Town
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (+4.56%)	$433,500 Land $90,000 Building $343,500
2025	$1,907.00		$433,500 Land $90,000 Building $343,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Floyd Historic District listed 2005 · 166 contributing resources · NRIS 05001266

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative (VA) Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLOYD-FLOYD CO PSA serves 2,300 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.