Floyd County property record for 305 E Oxford St, Floyd, VA 24091
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,184 sqft · built 1939 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Jan 2017) |
| Tax Bill | $1,628 (2026) |
| Deeds & Mortgages | Jul 2017 Transfer Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55A2-1-W-6 |
| Primary APN | 55A2-1-W-6 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 1,054 sqft |
| Finished Basement | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Hot Water |
|---|
| Account Number | R005262 |
|---|---|
| Street Address | 305 E OXFORD ST |
| City | FLOYD |
| State | VA |
| Zip | 24091-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESIDENCE PT BURWELL LOT PARSONAGE ST PLAT DB 176 |
| Jurisdiction | FLOYD VA |
| Township / Civil Division | COURT HOUSE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 920104 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Floyd Historic District listed 2005 · 166 contributing resources · NRIS 05001266 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
305 E Oxford St is owned and occupied by an individual who acquired it in May 2017.
Source: Floyd County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 E OXFORD ST, FLOYD, VA 24091-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2017 | Intrafamily Transfer, Transfer |
| Jan 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2017 · Amount on File |
| Deed Sale | Jan 11, 2017 · Amount on File |
| Deed Document Number | 201765 |
| Last Transfer Date | May 23, 2017 |
| Transfer Doc | 0000001324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Jul 31, 2017 |
| Property Address | 305 E OXFORD ST, FLOYD, VA 24091-2114 |
| Document Number | 170001324 |
| Instrument Date | May 23, 2017 |
| Instrument | 170001324 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Jan 11, 2017 |
| Property Address | 305 E OXFORD ST, FLOYD, VA 24091-2114 |
| Document Number | 170000065 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 170000065 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 TALL OAK BLVD, CHRISTIANSBURG, VA 24073-1490 |
| Document Number | 170000066 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 170000066 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.85% |
The 2026 property tax bill for 305 E Oxford St was $1,628, up 4.6% from the year before.
Source: Floyd County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Floyd County |
| Municipality | Floyd Town |
| Unified School District | Floyd County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,628.00 (+4.56%) | $354,000 Land $80,000 Building $274,000 | |
| 2025 | $1,557.00 | $354,000 Land $80,000 Building $274,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 E Oxford St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 E Oxford St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD-FLOYD CO PSA serves 2,300 people · EPA ID VA1063220 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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