424 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 424 E Main St, West Lafayette, OH 43845

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,969 sqft · built 1945
Lot Size0.156 acres (6,798 sqft)
OwnerTrust Name on File
Last Sale$47,000 (Nov 1988)
Tax Bill$1,580 (2025)
Deeds & MortgagesJan 2014 Mortgage
Jul 2009 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001839-7

Property Details

APN / Parcel Number

Primary APN001839-7
Alternative APN
  • 0160000040700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,969 sqft Living Area
Gross Area1,932 sqft
1st Floor Area1,969 sqft
Basement Area1,484 sqft
Unfinished Basement1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1995
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area6,798 sqft (0.156 acres)
Lot Dimensions103 ft deep x 66 ft wide
TerrainAbove Road/Slope
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area274 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number001839-7
Street Address424 E MAIN ST
CityWEST LAFAYETTE
StateOH
Zip43845-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN-LOT 1 E PT 66 X 103 WARSAW CORP - STROME'S ADDITION 06 DOC 3377
Legal SubdivisionSTROMES ADDITION
Legal Lot Number1
JurisdictionCOSHOCTON OH
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3058
Census Tract961000

Owner

424 E Main St is owner-occupied and held in a trust since January 2006.

Source: Coshocton County records, as of April 17, 2026

Owner of RecordTrust Name on File
Mailing AddressPO BOX 25, WARSAW, OH 43844-0025
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2014Deed of Trust, Mortgage · Conventional Mortgage
FIRST OHIO HOME FINANCE INC
Jul 2, 2009Deed of Trust, Mortgage · Commercial Mortgage
OHIO HERITAGE BANK
Jun 30, 2006Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1988 · Amount on File
Deed SaleNov 1, 1988 · Amount on File
Last Transfer DateJan 9, 2006
Transfer Doc000417/224
Record UpdatedJun 8, 2026

January 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address424 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyELITA LAND TITLE, ELITE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000631/481
DateJan 28, 2014
Book Page631/481
Instrument201400000293
Lender
NameFIRST OHIO HOME FINANCE INC
TypeMortgage Company
AddressWESTERVILLE, OH 43082
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term177 Months
DueOct 1, 2028

July 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address424 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000496/552
DateJul 2, 2009
Book Page496/552
Instrument200900002503
Lender
NameOHIO HERITAGE BANK
AddressCOSHOCTON, OH 43812
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJul 6, 2029
Interest
Rate TypeFixed Rate

June 2006: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOSHOCTON OH
Recording DateJun 30, 2006
Property Address424 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Document Number000417/224
Book / Page417 / 224
Instrument DateJan 9, 2006
Instrument200600003377
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 25, WARSAW, OH 43844-0025

Tax Assessment & Valuation

The 2025 property tax bill for 424 E Main St was $1,580 with exemptions applied.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
County SubdivisionJefferson Township
MunicipalityWarsaw Village
Unified School DistrictRiver View Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,580.00$49,910 Land $3,240 Building $46,670$142,610 Land $9,270 Building $133,340
2023$1,325.00 (-2.57%) Homeowner's exemption$39,925 (-) Land $2,170 Building $37,755
2022$1,360.00 Homeowner's exemption$39,925 Land $2,170 Building $37,755
2021$114,070 Land $6,200 Building $107,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
altafiber Network Solutions
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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