405 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 405 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1850
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2024)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002279-3`

Property Details

APN / Parcel Number

Primary APN	`002279-3`
Alternative APN	`0200000011100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	148 ft deep x 35 ft wide
View / Lot	High Traffic Area
Porch	Slab
Porch Area	192 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002279-3
Street Address	405 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 29 .159A 10 DOC 1058
Legal Subdivision	VILLAGE OF WEST LAFAYETTE
Legal Lot Number	29
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3000
Census Tract	961800

Owner

405 E Main St is owned and occupied by an individual who bought it in December 2024.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	405 E MAIN ST, WEST LAFAYETTE, OH 43845-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
May 20, 2019	Warranty Deed, Transfer · Line of Credit CENTURY NATIONAL BANK
Apr 12, 2010	Warranty Deed, Transfer · Line of Credit OHIO HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Apr 12, 2010 · Amount on File
Deed Document Number	20244359
Deed Book / Page	803 / 5200
Prior Transfer Date	Apr 1, 2010
Prior Transfer Doc	000514/776
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Dec 3, 2024
Property Address	405 E MAIN ST, WEST LAFAYETTE, OH 43845-1219
Document Number	00803/5200
Book / Page	803 / 5200
Instrument Date	Nov 27, 2024
Instrument	202400004359
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E MAIN ST, WEST LAFAYETTE, OH 43845-1219

Mortgage

Document Number	202400004360
Date	Dec 3, 2024
Instrument	202400004360

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	May 20, 2019
Property Address	405 E MAIN ST, WEST LAFAYETTE, OH 43845-1219
Document Number	00772/5140
Book / Page	772 / 5140
Instrument Date	May 1, 2019
Instrument	201900001978
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	201900001979
Date	May 20, 2019
Instrument	201900001979

Lender

Name	CENTURY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2034

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	772/5145
Date	May 20, 2019
Book Page	772/5145
Instrument	201900001979

Lender

Name	CENTURY NATIONAL BANK
Type	Bank
Address	ZANESVILLE, OH 43701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2034

Interest

Rate Type	Adjustable Rate

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Apr 12, 2010
Property Address	405 E MAIN ST, WEST LAFAYETTE, OH 43845-1219
Document Number	000515/265
Book / Page	515 / 265
Instrument Date	Apr 7, 2010
Instrument	201000001161
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 HIGHLAND BLVD, COSHOCTON, OH 43812-2225
Investor	Possibly a Property Investor

Mortgage

Document Number	000515/268
Date	Apr 12, 2010
Book Page	515/268
Instrument	201000001162

Lender

Name	OHIO HERITAGE BANK
Address	COSHOCTON, OH 43812

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Main St was $1,258 with a homeowner's exemption, down 1.9% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (-1.87%)	$30,480 (-) Land $4,740 Building $25,740	$87,080 (-) Land $13,540 Building $73,540
2024	$1,282.00 (+33.4%)	$30,480 (+33.56%) Land $4,740 Building $25,740	$87,080 Land $13,540 Building $73,540
2023	$961.00 (-2.54%)	$22,821 (-) Land $3,168 Building $19,653
2022	$986.00	$22,821 Land $3,168 Building $19,653
2021			$65,200 Land $9,050 Building $56,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions, Smart Way Communications.

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