420 E Main St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 420 E Main St, West Lafayette, OH 43845

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,763 sqft · built 1930
Lot Size	0.965 acres (42,044 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Jan 2024)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`002331-8`

Property Details

APN / Parcel Number

Primary APN	`002331-8`
Alternative APN	`0200000064800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,251 sqft
Upper Floors Area	1,024 sqft
Basement Area	1,031 sqft
Unfinished Basement	7 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Brick
Lot Area	42,044 sqft (0.965 acres)
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Shed	1 Shed
Shed Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	002331-8
Street Address	420 E MAIN ST
City	WEST LAFAYETTE
State	OH
Zip	43845-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 45 .9652A
Legal Subdivision	CITIZENS ADDITION
Legal Lot Number	45
Jurisdiction	COSHOCTON OH
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2011
Census Tract	961800

Owner

420 E Main St is owned and occupied by two individuals who bought it in January 2024.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2022	Warranty Deed, Transfer NOT AVAILABLE, ALBAN TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	2024230
Deed Book / Page	799 / 3631
Prior Transfer Date	Jun 3, 2013
Prior Transfer Doc	000610/854
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jan 19, 2024
Property Address	420 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Document Number	00799/3631
Book / Page	799 / 3631
Instrument Date	Jan 18, 2024
Instrument	202400000230
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 E MAIN ST, WEST LAFAYETTE, OH 43845-1220

Mortgage

Document Number	202400000231
Date	Jan 19, 2024
Instrument	202400000231

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 9, 2022
Property Address	420 E MAIN ST, WEST LAFAYETTE, OH 43845-1220
Document Number	00791/2167
Book / Page	791 / 2167
Map Reference	MB 189 PG 267
Instrument Date	Jun 7, 2022
Instrument	202200002491
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	NOT AVAILABLE, ALBAN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 MAIN STREET, WEST LAFAYETTE, OH 43845

Tax Assessment & Valuation

The 2025 property tax bill for 420 E Main St was $2,610 with a homeowner's exemption, down 2.1% from the year before.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
County Subdivision	Lafayette Township
Municipality	West Lafayette Village
Unified School District	Ridgewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (-2.06%)	$63,320 (-) Land $16,470 Building $46,850	$180,930 (-) Land $47,060 Building $133,870
2024	$2,665.00 (+35.35%)	$63,320 (+35.3%) Land $16,470 Building $46,850	$180,930 Land $47,060 Building $133,870
2023	$1,969.00 (+22.76%)	$46,799 (-) Land $11,018 Building $35,781
2022	$1,604.00 Homeowner's exemption	$46,799 Land $11,018 Building $35,781
2021			$133,710 Land $31,480 Building $102,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDGEWOOD TERRACE private · serves 87 people · EPA ID OH1600212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smart Way Communications.

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