Polk County property record for 412 E Gray St, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1910 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Mar 2022) |
| Tax Bill | $3,604 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010/01126-000-000 |
| Primary APN | 010/01126-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 880 sqft |
| Attic | Attic |
| Attic Area | 308 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 396 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 412 E GRAY ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 60F E 135F LOT 50 CRAWFORD PLACE |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 50 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 4400 |
Source: Polk County records · APN 010/01126-000-000
Assessment roll updated October 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit LEGACY BANK |
| Mar 21, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Nov 10, 2021 | Land Contract, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | Aug 06, 2014 · Amount on Record |
| Deed Document Number | 202222132 |
| Deed Book / Page | 19032 / 622 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0000163186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000124602 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 18880/623 |
| Instrument | 2021-00124602 |
| Name | LEGACY BANK |
|---|---|
| Type | Bank |
| Address | BONDURANT, IA 50035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 600 Months |
| Due | Nov 24, 2071 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 21, 2022 |
| Property Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
| Document Number | 0000022132 |
| Book / Page | 19032 / 622 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022-00022132 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022134 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-00022134 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 10, 2021 |
| Property Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
| Document Number | 0000119238 |
| Book / Page | 18855 / 287 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021-00119238 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 LINCOLN ST NE, BONDURANT, IA 50035-2600 |
| Name | Verified Name |
|---|---|
| Address | 412 E GRAY ST, DES MOINES, IA 50315-1744 |
Source: Polk County records · Assessment roll updated October 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,600 (+7.86%) Land $25,200 Building $172,400 | $197,600 (+7.86%) Land $25,200 Building $172,400 | |
| 2024 | $3,604.00 (+28.17%) | ||
| 2023 | $183,200 Land $23,000 Building $160,200 | $183,200 Land $23,000 Building $160,200 | |
| 2020 | $2,812.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), as of August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530044003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA7727031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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