Polk County property record for 416 E Bell Ave, Des Moines, IA 50315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 2003 |
| Lot Size | 0.355 acres (15,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Jan 2025) |
| Tax Bill | $4,476 (2024) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010/01162-000-000 |
| Primary APN | 010/01162-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,054 sqft |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 510 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,460 sqft (0.355 acres) |
| Lot Dimensions | 148 ft deep x 104 ft wide |
| Deck Area | 132 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 416 E BELL AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50315-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX W 5F N 50F- E 105F LT 75 CRAWFORD PLACE |
| Legal Subdivision | CRAWFORD PLACE |
| Legal Lot Number | 75 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 4400 |
Source: Polk County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 E BELL AVE, DES MOINES, IA 50315-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | Jan 5, 2004 · Amount on Record |
| Deed Document Number | 20251027 |
| Deed Book / Page | 20020 / 161 |
| Prior Transfer Date | Oct 16, 2019 |
| Prior Transfer Doc | 0000054604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 8, 2025 |
| Property Address | 416 E BELL AVE, DES MOINES, IA 50315-1709 |
| Document Number | 0000001027 |
| Book / Page | 20020 / 161 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 2025-00001027 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 E BELL AVE, DES MOINES, IA 50315-1709 |
| Document Number | 0000001028 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 2025-00001028 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 416 E BELL AVE, DES MOINES, IA 50315-1709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005467 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 18309/224 |
| Instrument | 2021-00005467 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2035 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $245,300 (+7.82%) Land $33,300 Building $212,000 | $245,300 (+7.82%) Land $33,300 Building $212,000 | |
| 2024 | $4,476.00 (+9.49%) | ||
| 2023 | $227,500 Land $30,400 Building $197,100 | $227,500 Land $30,400 Building $197,100 | |
| 2020 | $4,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
May also be available: AT&T, Verizon.
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