424 E Bay St, Costa Mesa, CA 92627 Property Records

Orange County property record for 424 E Bay St, Costa Mesa, CA 92627 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1958
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$1,525,000 (Jul 2020)
Tax Bill	$18,310 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`426-243-05`

Property Details

APN / Parcel Number

Primary APN	`426-243-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	6,011 sqft (0.138 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	424 E BAY ST
City	COSTA MESA
State	CA
Zip	92627-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2023 BLK LOT 5
Legal Subdivision	TRACT NO 2023
Legal Tract	2023
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2005
Census Tract	63103

Owner

Source: Orange County records · APN 426-243-05

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	424 E BAY ST, COSTA MESA, CA 92627-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 05, 2019	Deed of Trust, Mortgage · ARM ALLY BANK
Jul 08, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Feb 23, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Dec 05, 2014 · Amount on Record
Deed Document Number	2020323357
Last Transfer Date	May 07, 2024
Transfer Doc	0000171285
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	424 E BAY ST, COSTA MESA, CA 92627-2111
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068623
Date	Feb 19, 2020
Instrument	2020000068623

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 08, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	424 E BAY ST, COSTA MESA, CA 92627-2111
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067878
Date	Mar 05, 2019
Instrument	2019000067878

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 01, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 08, 2020
Property Address	424 E BAY ST, COSTA MESA, CA 92627-2111
Document Number	0000323357
Map Reference	MB 107 PG 8
Instrument Date	Jun 09, 2020
Instrument	2020000323357
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	424 E BAY ST, COSTA MESA, CA 92627-2111

Mortgage

Document Number	0000323358
Date	Jul 08, 2020
Instrument	2020000323358

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 23, 2018
Property Address	424 E BAY ST, COSTA MESA, CA 92627-2111
Document Number	0000064559
Instrument Date	Feb 05, 2018
Instrument	64559
Transaction Type	Transfer
Record Updated	Mar 07, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	424 E BAY ST COSTA MESA CA 926272111, COSTA MESA, CA 92627-2111

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,683,722 (+2%) Land $1,576,223 Building $107,499
2025	$18,310.00 (+4.76%) Homeowner's exemption	$1,650,708 (+4.04%) Land $1,545,316 Building $105,392
2023	$17,478.00 (+2.34%) Homeowner's exemption	$1,586,610 Land $1,485,310 Building $101,300
2022	$17,079.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590631032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 774 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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