418 E Bay St, Costa Mesa, CA 92627 Property Records

Orange County property record for 418 E Bay St, Costa Mesa, CA 92627 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1958
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Company Names on File
Tax Bill	$12,864 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`426-243-04`

Property Details

APN / Parcel Number

Primary APN	`426-243-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	6,011 sqft (0.138 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	418 E BAY ST
City	COSTA MESA
State	CA
Zip	92627-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2023 BLK LOT 4
Legal Subdivision	TRACT 2023
Legal Tract	2023
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2005
Census Tract	63103

Owner

Source: Orange County records · APN 426-243-04

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	418 E BAY ST, COSTA MESA, CA 92627-2111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 28, 2025
Transfer Doc	0000043406
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	418 E BAY ST, COSTA MESA, CA 92627-2111
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E BAY ST, COSTA MESA, CA 92627-2111

Mortgage

Document Number	0000087916
Date	Mar 07, 2022
Instrument	2022000087916

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,146,363 (+2%) Land $1,084,855 Building $61,508
2025	$12,864.00 (+601.04%)	$1,123,886 (+1,091.15%) Land $1,063,584 Building $60,302
2023	$1,835.00 (+8.45%) Homeowner's exemption	$94,353 Land $33,956 Building $60,397
2022	$1,692.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590631032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.