413 E Bay St, Costa Mesa, CA 92627 Property Records

Orange County property record for 413 E Bay St, Costa Mesa, CA 92627 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1958
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Nov 2017)
Tax Bill	$13,533 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`426-241-17`

Property Details

APN / Parcel Number

Primary APN	`426-241-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1958
Lot Area	6,000 sqft (0.137 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	413 E BAY ST
City	COSTA MESA
State	CA
Zip	92627-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2023 BLK LOT 14
Legal Subdivision	2023
Legal Tract	2023
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2001
Census Tract	63103

Owner

Source: Orange County records · APN 426-241-17

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	413 E BAY ST, COSTA MESA, CA 92627-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Dec 02, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Nov 28, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	0000510465
Last Transfer Date	Dec 02, 2020
Transfer Doc	0000704561
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	413 E BAY ST, COSTA MESA, CA 92627-2110
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E BAY ST, COSTA MESA, CA 92627-2110

Mortgage

Document Number	0000362092
Date	Nov 14, 2022
Instrument	2022000362092

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	413 E BAY ST, COSTA MESA, CA 92627-2110
Transaction Type	Mortgage
Record Updated	Aug 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E BAY ST, COSTA MESA, CA 92627-2110

Mortgage

Document Number	0000475258
Date	Jul 27, 2021
Instrument	2021000475258

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 02, 2020
Property Address	413 E BAY ST, COSTA MESA, CA 92627-2110
Document Number	0000704561
Map Reference	MB 107 PG 8
Instrument Date	Nov 25, 2020
Instrument	2020000704561
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	413 E BAY ST, COSTA MESA, CA 92627-2110

Mortgage

Document Number	0000704562
Date	Dec 02, 2020
Instrument	2020000704562

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 28, 2017
Property Address	413 E BAY ST, COSTA MESA, CA 92627-2110
Document Number	0000510465
Instrument Date	Oct 20, 2017
Instrument	510465
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	413 E BAY ST COSTA MESA CA 926272110, COSTA MESA, CA 92627-2110

Mortgage

Document Number	510466
Date	Nov 28, 2017
Instrument	510466

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,533.00 (+5.05%) Homeowner's exemption	$1,194,718 (+4.04%) Land $1,113,079 Building $81,639
2023	$12,883.00 (+2.57%) Homeowner's exemption	$1,148,327 Land $1,069,857 Building $78,470
2022	$12,560.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590631032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 774 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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