410 E 45th St, Lorain, OH 44052 Property Records

Lorain County property record for 410 E 45th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,130 sqft · built 1932
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jun 2023)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-108-106-014`

Property Details

APN / Parcel Number

Primary APN	`03-00-108-106-014`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,016 sqft
Basement Area	396 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	157 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	546 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Canopy	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	410 E 45TH ST
City	LORAIN
State	OH
Zip	44052-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BDWY GDNS 58.00 X 188.00
Legal Subdivision	BDWY GDNS
Legal Block	106
Legal Lot Number	109
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2008
Census Tract	24000

Owner

Source: Lorain County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	410 E 45TH ST, LORAIN, OH 44052-5508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN
Feb 27, 2020	Court-Ordered Deed, Foreclosure · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	2023919145
Prior Transfer Date	Nov 13, 2001
Prior Transfer Doc	0000790728
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2023
Property Address	410 E 45TH ST, LORAIN, OH 44052-5508
Document Number	0000919145
Map Reference	VOL 9 PG 22
Instrument Date	May 31, 2023
Instrument	2023-0919145
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	1ST NATIONWIDE TTL AGCY LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E 45TH ST, LORAIN, OH 44052-5508

Mortgage

Document Number	0000919146
Date	Jun 15, 2023
Instrument	2023-0919146

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000919147
Date	Jun 15, 2023
Instrument	2023-0919147

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	410 E 45TH ST, LORAIN, OH 44052-5508
Document Number	0000797583
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TITLE AGCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E 45TH ST LORAIN OH 440525508, LORAIN, OH 44052-5508

Mortgage

Document Number	0000797583
Date	Jan 11, 2021
Instrument	797583

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Adjustable Rate

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 27, 2020
Property Address	410 E 45TH ST, LORAIN, OH 44052-5508
Document Number	0000750792
Instrument Date	Jan 15, 2020
Instrument	750792
Transaction Type	Foreclosure
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E 46TH ST LORAIN OH 440525513, LORAIN, OH 44052-5513

Mortgage

Document Number	750823
Date	Feb 27, 2020
Instrument	750823

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00	$63,890 (+0.01%) Land $7,460 Building $56,430	$182,530 (-) Land $21,300 Building $161,230
2024	$2,700.00 (+18.47%)	$63,886 (+54.17%) Land $7,455 Building $56,431	$182,530 (+54.16%) Land $21,300 Building $161,230
2023	$2,279.00 (-2.61%)	$41,440 (-) Land $6,433 Building $35,007	$118,400 (-) Land $18,380 Building $100,020
2022	$2,340.00	$41,440 Land $6,430 Building $35,010
2021			$118,400 Land $18,380 Building $100,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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