424 Cape Emerald Loop, Emerald Isle, NC 28594 Property Records

Carteret County property record for 424 Cape Emerald Loop, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,152 sqft · built 1992
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Tax Bill	$4,175 (2025)
Deeds & Mortgages	Sep 2020 Sale Aug 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`5373.12.97.4029000`

Property Details

APN / Parcel Number

Primary APN	`5373.12.97.4029000`
Alternative APNs	`506781` `46798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,152 sqft Heated Area
Gross Area	2,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	167 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Deck Area	8 sqft
Utility Building	576 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	46798
Street Address	424 CAPE EMERALD LOOP
City	EMERALD ISLE
State	NC
Zip	28594-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13 BE PT2 CAPE EMERALD
Legal Subdivision	CAPE EMERALD
Legal Block	97
Legal Lot Number	13,2
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2043
Census Tract	970904

Owner

424 Cape Emerald Loop is owned by an individual who acquired it in August 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	308 TAYLOE CT, RALEIGH, NC 27615-3000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2020
Transfer Doc	0016840454
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 4, 2020
Property Address	424 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594-1810
Document Number	0016860186
Book / Page	001686 / 000186
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 TAYLOE CT RALEIGH NC 276153000, RALEIGH, NC 27615-3000

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 26, 2020
Property Address	424 CAPE EMERALD LOOP, EMERALD ISLE, NC 28594-1810
Document Number	0016840454
Book / Page	001684 / 000454
Instrument Date	Aug 3, 2020
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8621 COLD SPRINGS RD RALEIGH NC 276153108, RALEIGH, NC 27615-3108

Tax Assessment & Valuation

The 2025 property tax bill for 424 Cape Emerald Loop was $4,175.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,133,989 (-) Land $635,065 Building $498,924	$1,133,989 (-) Land $635,065 Building $498,924
2025	$4,175.00	$1,133,989 Land $635,065 Building $498,924	$1,133,989 Land $635,065 Building $498,924
2023		$521,374 Land $317,664 Building $203,710	$521,374 Land $317,664 Building $203,710
2022	$2,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Cape Emerald Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 604 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,140 units insured incl. 536 condo units
Nearby Flood Claims	86 (1996–2024)
Claims Outside the SFHA	27 of 86
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 68 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Cape Emerald Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cape Emerald Loop

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